United Healthcare

Dental insurance helps pay for visits to the dentist. Costs may include the premium, annual deductible, coinsurance and co-payments. Some plans may limit coverage to a specific total dollar amount per year. Plans may cover:

• Checkups
• Cleanings
• X-rays
• Orthodontia
• Oral surgery

Plans are one of two types: fee-for-service or managed care. This means members can see differences in:

• The cost they pay for services
• Which dentists they see
• How the dentist is paid
• Fee-for-service plans have a larger choice of dentists but require members to do billing paperwork.
• Managed care plans have members use dentists in a network but take care of the paperwork

MORE INFORMATION Offers Dental Gen plans specifically designed for older adults, 64 and over. Dental insurance options underwritten by the Golden Rule Insurance Company.

03/23/2026