DESCRIPTION: Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information. MORE INFORMATION Helps individuals and families: * Consumer credit counseling - including credit card debt counseling * Reviewing repayment options * Mortgage debt counseling * Reverse mortgage counseling * Collection debt counseling * Debt management plans Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota. Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.