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United States Department of Agriculture (USDA) Rural Development - Marshall Service Center

Help Paying for Basic Needs - Home Loan Program for Rural Homeowners

1424 E College Dr, Ste 500, Marshall, MN 56258

Eligibility
A number of factors determine eligibility, including:
  • Adjusted gross income at or below low-income limit for your area
  • Willingness and ability to repay loan
More detailed eligibility guidelines are available online.
Application process
Applications for this program are accepted through your local Rural Development office
Site Service Area

Cottonwood, Jackson, Lincoln, Lyon, Pipestone, Martin, Murray, Nobles, Rock and Watonwan counties

Other Information

Specialization

  • People with low income
Offers cash or other short term aid to people in a crisis that is affecting their access to basic needs Emergency assistance can vary based upon eligibility and available funds. MORE INFORMATION The Single Family Housing Direct Home Loans Program assists low- and very-low-income rural homeowners to purchase decent housing. The program is also called the Section 502 Direct Loan Program. Payment assistance is a type of subsidy that helps to reduce mortgage payments for a short time. Loan funds may be used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.
Last Update
04/17/2026
Providing organization
United States Department of Agriculture (USDA) Rural Development