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United States Department of Agriculture (USDA) Rural Development - Virginia Service Center

Home Repair Financial Assistance

1202 8th St S, Ste 103, Virginia, MN 55792

Eligibility

* Be the homeowner and occupy the house * Be unable to obtain affordable credit elsewhere * Have a household income that does not exceed the very low limit by county * For grants, be age 62 or older
https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants

Application process

Talk to a United States Department of Agriculture (USDA) home loan specialist in your area for help with application

Service area

St. Louis County, MN
Cook County, MN
Carlton County, MN
Lake County, MN

Other Information

Specialization

People with low income

Description

Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements. Participants must meet income and other eligibility requirements. MORE INFORMATION The Single Family Housing Repair Loans & Grants Program provides needed funds for very low income homeowners to repair or improve their homes. Program includes * Loans to very-low-income homeowners to repair, improve or modernize their homes * Grants to elderly very-low-income homeowners to remove health and safety hazards

Last Update

03/19/2026

Providing organization

United States Department of Agriculture (USDA) Rural Development