Carver County Community Development Agency (CDA) - Carver County Community Development Agency
Resource Name:Carver County Community Development Agency (CDA) - Carver County Community Development Agency
Home Ownership Assistance - Carver County Community Land Trust
address
705 N Walnut St, Chaska, MN 55318
Eligibility
- Must meet income guidelines at 80% Area Median Income or below, based on household size
- Must be a first time homebuyer and qualify for a conventional mortgage
Hours
10:00am - 3:00pm, Monday - Thursday
(952) 448-7715
Voice
Site Service Area
Carver County
Other Information
Specialization
- People with low income
- Family
Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements
MORE INFORMATION
Helps potential home buyers with low-to-moderate incomes purchase a home on property that is leased from the land trust through a long-term (99-year), renewable ground lease
How does it work?
- They acquire land that a new home is then built on, or acquires a home that is for sale in the community.
- An appraisal is conducted to set the fair market value of the house and land.
- The house is sold to a qualifying family, but the deed for the land is kept with the trust and leased for a nominal monthly fee.
- When the homeowner wishes to sell, a second appraisal is conducted to establish the new value of the house and land, this new value determines the new resale price.
- 75% of the appreciation in value stays with the land, where it serves to make the house affordable for the next buyer.
Last Update
06/23/2026
What's Here
Providing organization
Carver County Community Development Agency (CDA)
