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One Roof Community Housing

Home Repair Financial Assistance

12 E 4th St, Duluth, MN 55805

Eligibility
Carlton, Lake and St. Louis Counties Eligibility varies by program. Complete the Request for Services form
Hours
8:00am - 4:30pm, Monday - Thursday
Site Service Area

Primarily serves residents of Duluth

Other Information

Specialization

  • People with low income
Grant or loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements. Participants must meet income and other eligibility requirements. MORE INFORMATION One Roof provides loan programs for home improvement for virtually any income level. They serve the City of Duluth and the surrounding vicinity. They meet with each applicant and find the program that works best for them, and strives to provide the most affordable payment options. The Rehabilitation Loan/Emergency and Accessibility Loan Programs assist low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes. The Emergency and Accessibility Loan Program is available for home improvements addressing emergency conditions of the home or accessibility needs for a disabled household resident, subject to prior approval by Minnesota Housing.
Last Update
04/29/2026
Providing organization
One Roof Community Housing