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Habitat For Humanity - Western Lake Superior

Home Ownership Assistance

1108 E 8th St, Duluth, MN 55805

Eligibility
In general, applicants must:
  • Income requirements
  • Be citizens or legal residents
  • Prove steady income
  • Have good credit
  • Earn a monthly income that falls within minimum and maximum limits, depending on household size
  • Maintain a savings account over a certain period of time
In addition, each partner family will be required to:
  • Invest sweat-equity hours in building their home and others
  • Make an affordable down payment
  • Make timely mortgage payments
  • Attend homeowner education classes
Site Service Area

Carlton, Lake and St. Louis counties

Other Information

Specialization

  • People with low income
  • Family
Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Making homeownership affordable in partnership with low-income families and the community. This non-profit program builds, renovates and repairs houses. Homeowners purchase the homes with affordable mortgage payments. Both volunteers and homebuyers help build and repair the homes. Families are selected for the program based on
  • Level of need
  • Willingness to become partners in the program
  • Ability to repay the loan
Last Update
04/03/2026
Providing organization
Habitat For Humanity - Western Lake Superior
Habitat For Humanity - Western Lake Superior