A number of initiatives during the 1990s increased support to people with developmental disabilities having homes of their own. Several federal programs developed in the late 1980s and early 1990s began to offer housing options for adults with developmental disabilities.
- Housing and Community Development Act of 1987 (P.L. 100-142)
- Stewart McKinney Homeless Assistance Act of 1987 (P.L. 100-77)
- National Affordable Housing Act of 1990 (P.L. 101-402)
- Farmers Home Administration's Guaranteed Loan Program
- Federal National Mortgage Association (Fannie Mae)
Unless they are adequately funded, however, all federally subsidized housing will continue to serve less than one-third of all eligible applicants with and without disabilities (National Council on Disability, 1996).
The supports available to people in their own homes increased as well:
The Community Supported Living Arrangement under the Medicaid Home and Community Services Waiver expanded the availability of support services to people living in their own home or in their family home. This initiative increased consumer choice and control of their housing by separating the supports an individual needs from his/her housing arrangement.
Reverse Equity Mortgages grew in public acceptance and are an option for older families to finance housing and support services for their relative with a disability.
Fannie Mae's Community Living loan program was developed to assist families and community service agencies in financing small-scale community residences for people with disabilities. It became a resource for funding consumer controlled housing through the national Home of Your Own initiative. By 1996, nearly half of the states included a Home of Your Own initiative.