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Legal Topics: Debt Collection

Statutes: (Additional statutes, regulations & opinions may apply to your specific situation.)

  • United States Code. The Fair Debt Collection Practices Act is found at 15 U.S.C. § 1692 and following sections.
  • Minnesota Statutes. Index topic Collection Agencies.

    • Resources:

  • Answering a Lawsuit , from the Office of the Minnesota Attorney General.
  • Collections, from the Office of the Minnesota Attorney General. Look under Consumer, then Consumer A to Z for the topic Collections.
  • Collection Agencies are licensed by the Department of Commerce. Click here and look for the "how do I ..." tab for information on filing a complaint.
  • Credit Counseling Services, from the Minnesota Department of Commerce. At the bottom of the page is the phone number to call with complaints.
  • Dealing With Debt, from LawHelpMN.org.
  • Dealing with Debt Collection Harassment, from the National Consumer Law Center.
  • Debt Collection and Garnishment, from LawHelpMN.org.
  • The Debt Collection Fact Sheet , from the Office of the Minnesota Attorney General.
  • Debt Collection, from the United States Federal Trade Commission.
  • Money & Credit, from the United States Federal Trade Commission.
  • Frequently Asked Questions: Collection Agencies, from the Minnesota Department of Commerce.
  • Debts and Deceased Relatives, from the United States Federal Trade Commission.
  • Time-Barred Debts, from the United States Federal Trade Commission.

    • Related Topics: Judgments; Bankruptcy.

    DISCLAIMER:  As librarians and not lawyers, we can suggest resources but cannot give legal advice (such as which form to file), or legal opinions, (such as how a statute might apply to particular facts.)  To do so could be considered the unauthorized practice of law.  Even though we try to suggest materials that will be of help, further research is usually required to find a complete and correct answer.  For many questions, the best answer may be to consult an attorney.  For links to resources on finding an attorney click here.

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    Minnesota State Law Library: Legal Topics: Debt Collection
    http://www.lawlibrary.state.mn.us/debt.html

    Last updated on January 3, 2013.
    Links checked on July 11, 2012.

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