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Legal Topics: Debt Collection

Statutes: (Additional statutes, regulations & opinions may apply to your specific situation.)

  • United States Code. The Fair Debt Collection Practices Act is found at 15 U.S.C. § 1692 and following sections.
  • Minnesota Statutes. Index topic Collection Agencies.
  • Minnesota Rules of Civil Procedure. See Rule 55.01 for Default Judgments.
  • Resources:

  • Answering a Lawsuit , from the Office of the Minnesota Attorney General.
  • Collections, from the Office of the Minnesota Attorney General. Look under Consumer, then Consumer A to Z for the topic Collections.
  • Collection Agencies are licensed by the Department of Commerce. Click here for information on filing a complaint.
  • Credit Counseling Services, from the Minnesota Department of Commerce. At the bottom of the page is the phone number to call with complaints.
  • Dealing With Debt, from LawHelpMN.org.
  • Dealing with Debt Collection Harassment, from the National Consumer Law Center.
  • Debt Collection and Garnishment, from LawHelpMN.org.
  • Debt Collection Fact Sheet , from the Office of the Minnesota Attorney General.
  • Debt Collection, from the United States Federal Trade Commission.
  • Debt Collection Practices: When Hardball Tactics Go Too Far
  • Fair Debt Collection Practices Act Links, from the United States Federal Trade Commission.
  • Frequently Asked Questions about Debt Collection
  • Guide to surviving debt / from the National Consumer Law Center - principal authors, Deanne Loonin, Odette Williamson, Gary Klein KF 1040 .N37 2013.
  • Money & Credit, from the United States Federal Trade Commission.
  • Debts and Deceased Relatives, from the United States Federal Trade Commission.
  • Time-Barred Debts, from the United States Federal Trade Commission.
  • Related Topics: Judgments; Bankruptcy.


    DISCLAIMER:  As librarians and not lawyers, we can suggest resources but cannot give legal advice (such as which form to file), or legal opinions, (such as how a statute might apply to particular facts.)  To do so could be considered the unauthorized practice of law.  Even though we try to suggest materials that will be of help, further research is usually required to find a complete and correct answer.  For many questions, the best answer may be to consult an attorney.  For links to resources on finding an attorney click here.


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    Minnesota State Law Library: Legal Topics: Debt Collection

    Last updated on July 1, 2014.
    Links checked on December 19, 2013.

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