License Minnesota

Residential Mortgage Loan Originator License

Minnesota Department of Commerce

Agency contact information:

Commerce, Minnesota Department of
85 7th Place East, Suite 500
St. Paul, MN 55101
(651) 539-1600 | (800) 857-3602
Division of Financial Institutions
(651) 539-1700
(651) 539-1548 (fax)
Robin Brown
Contact Info: Robin Brown


Minnesota Department of Commerce


Financial Institutions

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The Minnesota Department of Commerce is the chief regulator for the banking, energy, insurance, real estate, securities, telecommunications industries and also operates Minnesota's Unclaimed Property.


Minn. Stats. 58A


Online Residential Mortgage Loan Originator Application (Form MU4) 

Electronic application available at NMLS (Nationwide Mortgage Licensing System).


An applicant for a residential mortgage loan originator license must meet the following requirements in order to obtain a license: 

· Completion of 20 hours of NMLS (Nationwide Mortgage Licensing System) -approved pre-licensure education courses

· Passing score on both the National and Minnesota SAFE Test

·  Fingerprints for an FBI criminal history background check

·   Authorization for a credit report

·   Sponsorship by a licensed mortgage originator company

·   A valid unique identifier issued by the NMLS.

Commissioner's Criminal Conviction Consent Application if needed. See Minn.Stat. § 58.125 for an explanation.


The Nationwide Mortgage Licensing System & Registry has available:


Mortgage loan originator - $90 initial

Renewal - $50

Period of Issuance:

January 1 to December 31. 

Length of Determination Process:

10-30 days.