Frequently asked questions


  • What can the insurance program do for me?

    The insurance program is able to buy insurance policies for clients who qualify and meet eligibility requirements. If you qualify, Program HH will make the premium payments for you. Program HH does not pay for dental insurance or life insurance policies.

  • Will Program HH purchase insurance for anyone?

    Program HH offers the insurance premium payment program to people who have no other option to receive health care benefits either through their employer or through another Minnesota Health Care Program like MinnesotaCare or Medical Assistance.

    Minnesota Health Care Programs Application DHS-3417 (PDF)

  • What kind of insurance does Program HH purchase?

    Program HH will help pay premiums for insurance plans purchased through MNsure. If you are unable to use MNsure due to citizenship issues, HH will help you get insurance through the open market.

  • What if I have insurance through my job?

    If you have access to insurance through your employer, Program HH requires that you enroll in that coverage. If you pay over 50 percent over the premium cost, Program HH will help you by paying your portion of the premium payment. If you pay less than 50 percent of the total premium cost, the payments are your responsibility.

    In either case, Program HH will help you by paying any out of pocket medication co-pays for HH formulary drugs.

  • Does Program HH pay my deductible?

    Program HH will help you with your deductible as long as it is for the purchase of medication on the Program HH formulary. Most deductibles have an annual renewal date. Filling your prescriptions at the beginning of your deductible period would allow Program HH to cover that expense.

  • Does Program HH pay for any out of pocket office visit co-pays?

    Program HH will not pay any office visit copays or other medical expenses associated with lab work or tests.

  • What if I lose the medical insurance benefits from my job?

    If you lose your job and employer-sponsored insurance, Program HH will help you by paying premiums for an insurance plan purchased through MNsure. If you have citizenship issues and cannot use MNsure, Program HH will help you get insurance through the open market.

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