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You may need long-term care at any point in your life. You may need long-term care if you:
Have a chronic condition that limits your daily activities
Are seriously injured or have a temporary or permanent disability
Develop a cognitive impairment that causes memory loss of confusion
Become weak or frail as a result of old age
Fact:
70% of those over age 65 will need long-term care at some point in their lives
40% of all long-term care is provided to persons under age 65