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Collection Agency | 2000-2006

From: 1/1/2000   To: 12/31/2006


CAROL TREBELHORN Lic# DC003596
Against: Debt Collector Location: MARINE ON ST CROIX, MN
Action: Revocation/Consent    Begin: 1/3/2000 End: Indefinite
Signed: 1/3/2000
File # CA 9908603 LJ
Allegation:
Resp commingled money collected for customers with the agency's operating funds and used part of the customer's money in the conduct of agency business.
 
CAROL TREBELHORN Lic# NO134204
Against: Notary Location: MARINE ON ST CROIX, MN
Action: Revocation/Consent    Begin: 1/4/2000 End: Indefinite
Signed: 1/4/2000
File # CA 9908603 LJ
Allegation:
Resp, in her occupation as a debt collector, commingled money collected for customers with the agency's operating funds and used part of the customer's money in the conduct of agency business. Thus, Resp's notary commission was subject to Dept review
 
MICHAEL BRIGGS Lic# DC0143703
Against: Debt Collector Location: RAMSEY, MN
Action: Revocation/Consent    Begin: 2/23/2000 End: Indefinite
Signed: 2/23/2000
File # CA 2000656 LJ
Allegation:
Resp, while contacting a debtor, used language that was intended to harass or abuse and also caused the telephone to ring repeatedly or continuously with the intent to annoy or harass the person called.
 
GOLDMAN COMPANY Lic# UC0144056
Against: Unlicensed Company Location: SECAUCUS, NJ
Action: Other   
Signed: 4/6/2000 $12000 Fine
File # CA 9807270 KRJ
Allegation:
Resp continued to conduct unlicensed debt collection activity after a Cease & Desist Order issued on 6/5/1998.
 
ALLIED INTERSTATE INC Lic# CA000032
Against: Collection Agency Location: MPLS, MN
Action: Cease & Desist/Consent   
Signed: 4/26/2000 $20000 Fine
File # CA 9905847 KRJ
Allegation:
Resp allowed debt collector to attempt to collect a debt on multiple occasions after having received a written cease notice.
 
GC SVCS LTD PTNSHP Lic# CA0084039
Against: Collection Agency Location: COLUMBUS, OH
Action: Cease & Desist/Consent   
Signed: 5/16/2000 $3000 Fine
File # CA 9906365 KRJ
Allegation:
Resp failed to respond to the Department's request for information in a timely manner.
 
EQUIFAX CREDIT INFO SVS INC Lic# CA0175699
d/b/a EQUIFAX RISK MGMT SVS DIV OF EQUIFAX CRED INFO SVS
Against: Collection Agency Location: ALBUQUERQUE, NM
Action: Cease & Desist/Consent   
Signed: 7/24/2000 $5000 Fine
File # CA 2001465 KRJ
Allegation:
Allege Resp failed to respond to the Department's investigation in a timely manner.
 
COLDATA INC IL Lic# CA002306
d/b/a COLDATA INC IL
Against: Collection Agency Location: DES PLAINES, IL
Action: Other/Consent   
Signed: 7/25/2000 $10000 Fine
File # CA 2001256 LJ
Allegation:
Resp attempted to collect money from Minnesota debtors using unlicensed Ohio & New York locations. Also, resp failed to respond to the Commissioner within the time specified in its request for information.
 
CHRISTOPHER DAVID ASSOC Lic# CA0086699
Against: Collection Agency Location: SPRING PARK, MN
Action: Revocation/Consent    Begin: 8/9/2000 End: Indefinite
Signed: 8/9/2000
File # CA 2004349 LJ
Allegation:
Resp commingled money collected for customers with the agency's operating funds and used part of the customer's money in the conduct of agency business.
 
CHRISTOPHER LOCKWOOD Lic# DC0087625
Against: Debt Collector Location: CHASKA, MN
Action: Revocation/Consent    Begin: 8/9/2000 End: Indefinite
Signed: 8/9/2000
File # CA 2004349 LJ
Allegation:
Resp commingled money collected for customers with the agency's operating funds and used part of the customer's money in the conduct of agency business.
 
ATKINSON BAKER AND CLARK LTD Lic# UC0244166
Against: Unlicensed Company Location: CLIFFSIDE PARK, NJ
Action: Cease & Desist/Hearing   
Signed: 9/5/2000
File # CA 9906415 KRJ
Allegation:
Allege resp conducted unlicensed activity.
 
ASSOCIATED RECOVERY SERVICE Lic# UC0244167
Against: Unlicensed Company Location: SALEM, NH
Action: Cease & Desist/Hearing   
Signed: 9/5/2000
File # CA 9908479 KRJ
Allegation:
Allege resp conducted unlicensed activity.
 
PREMIER CHECK SYSTEMS Lic# UC0244165
Against: Unlicensed Company Location: ARLINGTON, TX
Action: Cease & Desist/Hearing   
Signed: 11/1/2000
File # CA 9907031 KRJ
Allegation:
Allege resp conducted collection activity without first applying for, and receiving, a collection agency license.
 
U S INVESTIGATIONS Lic# UC0252214
Against: Unlicensed Company Location: METAIRIE, LA
Action: Cease & Desist/Hearing   
Signed: 11/29/2000
File # CA 2002250 KRJ
Allegation:
Allege resp. conducted unlicensed collection agency activity.
 
ELECTRONIC FIN GROUP Lic# CA0156783
d/b/a CHECK COLLECT
Against: Collection Agency Location: WACO, TX
Action: Censure/Consent   
Signed: 12/12/2000 $30000 Fine
File # CA 2004800 KRJ
Allegation:
Allege Resp. conducted unlicesned collection activity by doing elelectronic represetation of checks collecting NSF fees without proper authorization.
 
NATL ACTION FIN SVCS INC Lic# CA0073023
Against: Collection Agency Location: WILLIAMSVILLE, NY
Action: Censure/Consent   
Signed: 2/9/2001 $5000 Fine
File # CA 2003828 KRJ
Allegation:
Allege Resp. allowed unlicensed debt collectors to contact Minnesota debtors prior to applying for and receiving a debt collectors license.
 
NATL CREDIT SVCS INC Lic# CA000110
d/b/a NORTHLAND CREDIT CONTROL
Against: Collection Agency Location: MINNEAPOLIS, MN
Action: Censure/Consent   
Signed: 2/16/2001 TD> $750 Fine
File # CA 2004837 KRJ
Allegation:
Allege Resp. allowed an unlicensed Debt Collector to contact a Minnesota Debtor.
 
OSI COLLECTION SVCS INC Lic# CA0066604
Against: Collection Agency Location: MPLS, MN
Action: Censure/Consent   
Signed: 2/16/2001 $5000 Fine
File # CA 2006004 KRJ
Allegation:
Allege Resp. violated the FDCPA and Minnesota Statue by contacting a debtor after they had received both written and verbal information that the debtor was represented by an attorney.
 
VAN RU CREDIT CORP Lic# CA0258277
Against: Collection Agency Location: TEMPE, AZ
Action: Censure/Consent   
Signed: 2/16/2001 $7500 Fine
File # CA 2007241 KRJ
Allegation:
Allege Resp. conducted unlicensed collection agency activity in the state of Minnesota.
 
MS SVCS LLC Lic# CA0075623
d/b/a MOUNTAIN STATES ADJUSTMENT
Against: Collection Agency Location: CASPER, WY
Action: Censure/Consent   
Signed: 2/21/2001 $2000 Fine
File # CA 2005645 KRJ
Allegation:
Allege Resp. allowed unlicensed debt collectors to contact Minnesota residents.
 
UNIVERSAL FIDELITY CORP Lic# CA0076897
Against: Collection Agency Location: HOUSTON, TX
Action: Other/Consent   
Signed: 3/6/2001 $2000 Fine
File # CA 2007746 LJ
Allegation:
Allege Resp. used false representations and/or deceptive means in an attempt to collect a debt.
 
CAPITOL RECOVERY BUREAU INC Lic# CA0024292
d/b/a CAPITOL RECOVERY BUREAU
Against: Collection Agency Location: ST PAUL, MN
Action: Cease & Desist/Consent   
Signed: 3/30/2001 $1500 Fine
File # CA 2003409 KRJ
Allegation:
Allege Resp. conducted unlicensed activity.
 
DEBORAH LEONZAL Lic# DC0259374
Against: Debt Collector Location: EAGAN, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 4/17/2001
File # CA 2101548 LJ
Allegation:
Allege Resp. attempted muliple telephone calls to the same debtor with the intent to annoy the debtor.
 
STEPHENS MICHAELS ASSOC Lic# UC0267171
Against: Unlicensed Company Location: WINDHAM, NH
Action: Cease & Desist/Hearing   
Signed: 5/1/2001
File # CA 2005187 KRJ
Allegation:
Allege Resp. conducted unlicensed activity in the state of MN.
 
COMCOL Lic# UC0267186
Against: Unlicensed Company Location: E AURORA, NY
Action: Cease & Desist/Hearing   
Signed: 5/1/2001
File # CA 2006781 KRJ
Allegation:
Allege Resp. conducted unlicensed activity in the state of MN.
 
ASSOCIATED FINANCIAL Lic# UC0267175
Against: Unlicensed Company Location: BURLINGAME, CA
Action: Cease & Desist/Hearing   
Signed: 5/1/2001
File # CA 2007407 KRJ
Allegation:
Allege Resp. conducted unlicensed activity in the state of MN.
 
JEFFREY SCOTT ASSOC INC Lic# UC0267182
Against: Unlicensed Company Location: POMPANO, FL
Action: Cease & Desist/Hearing   
Signed: 5/1/2001
File # CA 2007745 KRJ
Allegation:
Allege Resp. conducted unlicensed activity in the state of MN.
 
NATIONAL ASSET SERVICES COMPANY Lic# UC0267177
Against: Unlicensed Company Location: HOUSTON, CA
Action: Cease & Desist/Hearing   
Signed: 5/1/2001
File # CA 2008102 KRJ
Allegation:
Allege Resp. conducted unlicensed activity in the state of MN.
 
NATL FIN SYS INC Lic# CA001262
Against: Collection Agency Location: HICKSVILLE, NY
Action: Censure/Consent   
Signed: 5/30/2001 $15000 Fine
File # CA 2001613 KRJ
Allegation:
Allege Resp. allowed unlicensed collectors to contact MN debtors and threatened to take action that legally could not was not intended to be taken.
 
LEE PETERSON Lic# DC0228467
Against: Debt Collector Location: LINDSTROM, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 5/30/2001
File # CA 2103423 LJ
Allegation:
Allege Resp. falsified collection agency documents in order to receive additional commissions.
 
ALLIANCE ONE Lic# UC0275620
d/b/a ECC MANAGEMENT SVCS
Against: Unlicensed Company Location: PLYMOUTH MEETING, PA
Action: Censure/Consent   
Signed: 6/20/2001 $7000 Fine
File # CA 2008442 KRJ
Allegation:
Allege Resp. conducted unlicensed collection agency activity and had illegal third party contact.
 
OSI COLLECTION SVCS INC Lic# CA0197110
Against: Collection Agency Location: RANCHO CORDOVA, CA
Action: Censure/Consent   
Signed: 6/29/2001 $3000 Fine
File # CA 2007653 KRJ
Allegation:
Allege Resp. failed to respond to the Department in a timely manner.
 
A S COLLECTION ASSOC Lic# CA0005062
Against: Collection Agency Location: WILLIAMSTOWN, VT
Action: Censure/Consent   
Signed: 7/16/2001 $2000 Fine
File # CA 2007799 KRJ
Allegation:
Allege Resp. fialed to respond to the Department's investigation in a timely manner.
 
EDWARD OWENS Lic# DC0266097
Against: Debt Collector Location: ST PAUL, MN
Action: Suspension/Consent    Begin: End:
Signed: 7/20/2001
File # CA 2102249 LJ
Allegation:
Allege Resp. failed to disclose all criminal convictions on his insurance agent application.
 
AFFILIATED RECOVERY NETWORK Lic# UC0295300
Against: Unlicensed Company Location: LA CVESCEMTA, CA
Action: Cease & Desist/Hearing   
Signed: 9/24/2001
File # CA 2103036 LJ
Allegation:
Allege Resp. engaged in the business of debt collections in MN without first obtaining a collection agency license.
 
JODIE ENGELS Lic# DC0105006
Against: Debt Collector Location: ISANTI, MN
Action: Revocation/Consent    Begin: 10/8/2001 End: Indefinite
Signed: 10/8/2001
File # CA 2107151 LJ
Allegation:
Resp. attempted to misappropriate client funds.
 
GO MORE FIN INC Lic# CA0104163
Against: Collection Agency Location: BUFFALO, MN
Action: Other/Consent   
Signed: 10/15/2001 $1000 Fine
File # CA 2106968 LJ
Allegation:
Resp. allowed a debt collector to contact a Minnesota resident and attempt to collect a debt before the collector was issued a debt collector license.
 
NATL ASSET MGMT ENTPR, INC Lic# CA0105843
Against: Collection Agency Location: MARIETTA, GA
Action: Censure/Consent   
Signed: 10/18/2001 $8000 Fine
File # CA 2103163 KRJ
Allegation:
Resp. allowed debt collectors to work as collectors prior to applying for and receiving their licenses.
 
ALLIED INTERSTATE INC Lic# CA000032
Against: Collection Agency Location: MPLS, MN
Action: Other/Consent   
Signed: 11/20/2001 $3000 Fine
File # CA 2107013 LJ
Allegation:
Resp. failed to cease communication with a debtor regarding a disputed debt until validation was received from the client and forwarded to the debtor.
 
NCO FINANCIAL SYSTEMS INC Lic# CA0098351
Against: Collection Agency Location: PHILADELPHIA, PA
Action: Other/Consent   
Signed: 1/2/2002 $3000 Fine
File # CA 2102995 LJ
Allegation:
Resp. failed to respond to the Department request within a timely manner.
 
JOHN DIFRANCESCA Lic# DC0279863
Against: Debt Collector Location: RIVER FALLS, WI
Action: Order for Hrg/Statement of Charges   
Signed: 2/13/2002
File # CA 2105040 LJ
Allegation:
Resp. has been denied a debt collector license because of a recent gross misdemeanor conviction.
 
BUREAU COLLECTION RECOVERY INC Lic# CA001170
Against: Collection Agency Location: EDEN PRAIRIE, MN
Action: Other/Consent   
Signed: 2/15/2002 $2000 Fine
File # CA 2108389 LJ
Allegation:
Resp. contacted a Minnesota debtor and attempted to collect a debt before 8:00 A.M.
 
ASSURANCE FINANCIAL INC Lic# CA0123232
Against: Collection Agency Location: ST PAUL, MN
Action: Censure/Consent   
Signed: 3/7/2002 $10000 Fine
File # CA 2110637 KRJ
Allegation:
Resp. demonstrated financial irresponsiblity in the handling of his bookkeeping.
 
OSI COLLECTION SVCS INC Lic# CA0066604
Against: Collection Agency Location: MPLS, MN
Action: Censure/Consent   
Signed: 3/18/2002 $10000 Fine
File # CA 2106735 KRJ
Allegation:
Resp. by contacting a debtor after they had been notifeid in writing, over the phone and by previous Consent Order that they were represented by and attorney.
 
PATRICK KOLLING Lic# DC000759
Against: Debt Collector Location: ST CLOUD, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 3/20/2002
File # CA 2200970 KRJ
Allegation:
Resp. violated multiple collection law including the use of threats in collection, communicating with debtors in a misleading manner and falsifying documents to deceive a debtor.
 
ASSOC FIN SVCS ST CLOUD INC Lic# CA001233
Against: Collection Agency Location: ST CLOUD, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 3/20/2002
File # CA 2200970 KRJ
Allegation:
Resp. violated multiple collection laws including the use of threats in collection, communicating with debtors in a misleading manner and falsifying documents to deceive a debtor.
 
GULF STATE CREDIT LLC Lic# CA0221086
Against: Collection Agency Location: DULUTH, GA
Action: Other/Consent   
Signed: 5/2/2002 $5000 Fine
File # CA 2109970 LJ
Allegation:
Resp. continued to forward inaccurate debtor information to a credit reporting agency after the debtor had informed resp that the information was not accurate and after resp informed the debtor that the negative information had been removed.
 
PREMIUM ASSET RECOVERY CORP Lic# CA0327367
Against: Collection Agency Location: DEER FIELD BEACH, FL
Action: Censure/Consent   
Signed: 5/9/2002 $1000 Fine
File # CA 2204572 KRJ
Allegation:
Resp. condected unlicensed collection activity without first applying for and receiving a collection agency license.
 
ATTENTION LLC Lic# CA0240608
Against: Collection Agency Location: ATLANTA, GA
Action: Cease & Desist/Consent   
Signed: 5/22/2002 $2500 Fine
File # CA 2106864 KRJ
Allegation:
Resp. contacted a debtor after recieveing a cease notification.
 
RECOVERY MARKETING SERVICE Lic# UC0334286
Against: Unlicensed Company Location: BOYNTON BEACH, FL
Action: Cease & Desist/Hearing   
Signed: 7/30/2002
File # CA 2201193 KRJ
Allegation:
Resp. conducted unlicensed collection agency activity and failed to respond to the Department.
 
QUALITY COLLECTION SVCS INC Lic# CA0145347
Against: Collection Agency Location: NORTH BRANCH, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 9/10/2002 $10000 Fine
File # CA 2207615 KRJ
Allegation:
Resp. commingling money collected for a customer with the agency's operating funds and used part of a customer's money in the conduct of the agency's business.
 
MICHAEL CLEVELAND Lic# DC0145349
Against: Debt Collector Location: MPLS, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 9/10/2002
File # CA 2207615 KRJ
Allegation:
Resp. commingled money collected for a customer with the agency's operating funds and used part of a customer's money in the conduct of the agency's business.
 
CHRIS SEEBOLD Lic# DC0259396
Against: Debt Collector Location: MAPLE GROVE, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 9/20/2002
File # CA 2207280 CLC
Allegation:
Resp. provided false information regarding criminal charges and convictions on his debt collector license application.
 
INTERNATIONAL RECOVERY SERVICE INC Lic# UC0343707
d/b/a I R S INC
Against: Unlicensed Company Location: PALM DESSERT, CA
Action: Cease & Desist/Hearing   
Signed: 10/11/2002
File # CA 2108379 KRJ
Allegation:
Resp. conducted unlicensed collection agency activity and failed to cooperate with the Department's investigation.
 
TAC COLLECTIONS INC Lic# UC0334290
Against: Unlicensed Company Location: CHICAGO, IL
Action: Cease & Desist/Hearing   
Signed: 10/11/2002
File # CA 2108632 KRJ
Allegation:
Resp. conducted unlicensed collection agency activity and failed to cooperate with the Department's investigation.
 
ALLIED INTERSTATE INC Lic# CA0195092
Against: Collection Agency Location: W PALM BEACH, FL
ALLIED INTERSTATE INC Lic# CA0344281
Against: Collection Agency Location: WESTLAKE VILLAGE, CA
Action: Censure/Consent   
Signed: 11/5/2002 $20000 Fine
File # CA 2105681 KRJ
Allegation:
Resp.'s collectors threatened a debtor with action they could not or would not take, failed to license an agency location, failed to license debt collectors and failed to respond to the Department's request for information in a timely manner.
 
COLLECTECH SYST INC Lic# CA0010483
Against: Collection Agency Location: WESTLAKE VILLAGE, CA
Action: Censure/Consent   
Signed: 11/5/2002 $10000 Fine
File # CA 2203418 KRJ
Allegation:
Resp. collectors threatened a debtor with action they could not or would not take and failed to license debt collectors.
 
UNITED COLLECTION CORP Lic# UC0278691
Against: Unlicensed Company Location: HAYWARD, CA
Action: Cease & Desist/Consent   
Signed: 11/20/2002 $5000 Fine
File # CA 2101695 KRJ
Allegation:
Resp. conducted unlicensed collection agency activity in Minnesota.
 
NATIONAL FINANCIAL SERVICES INC Lic# UC0389095
Against: Unlicensed Company Location: FORT LAUDERDALE, FL
Action: Cease & Desist/Hearing   
Signed: 6/24/2003
File # CA 2210442 KRJ
Allegation:
Resp. conducted collection activity prior to applying for a receiving a collection agency license and failed to respond to the Dept in Viol of 45.027.
 
NATIONAL CHECK CONTROL Lic# UC0365742
Against: Unlicensed Company Location: SECAYCYS, NJ
Action: Cease & Desist/Hearing   
Signed: 7/3/2003
File # CA 2207955 KRJ
Allegation:
Resp. conducted unlicensed collection activity, threatened collection actions they did not intend to take and failed to respond to the Dept.
 
C L ASSET GROUP LTD Lic# UC0389094
Against: Unlicensed Company Location: MPLS, MN
Action: Cease & Desist/Hearing   
Signed: 7/25/2003
File # CA 2206339 KRJ
Allegation:
Resp. conducted unlicensed collection activity and failed to respond to the department.
 
CREDITORS INTERCHANGE INC Lic# CA0157551
Against: Collection Agency Location: BUFFALO, NY
Action: Cease & Desist/Consent   
Signed: 2/2/2004 $10000 Fine
File # CA 2303834 KRJ
Allegation:
Respondent allowed collectors to threaten actions they had no intention of taking and allowed unlicensed collectors to contact MN residents.
 
CENTRAL PORTFOLIO CONTROL INC Lic# CA0170007
Against: Collection Agency Location: EDEN PRAIRIE, MN
Action: Censure/Consent   
Signed: 2/2/2004 $1500 Fine
File # CA 2307739 KRJ
Allegation:
Respondent used an unlicensed address on their dunning notices.
 
ALLIANCEONE RECEIVABLES MANAGEMENT INC Lic# CA0312084
d/b/a ALLIANCEONE
Against: Collection Agency Location: TREVOSE, PA
ALLIANCEONE RECEIVABLES MANAGEMENT INC Lic# CA0312079
d/b/a ALLIANCEONE
Against: Collection Agency Location: MAUMEE, OH
ALLIANCEONE RECEIVABLES MANAGEMENT INC Lic# CA0312048
d/b/a ALLIANCEONE
Against: Collection Agency Location: ANDERSON, IN
Action: Cease & Desist/Consent   
Signed: 3/1/2004 $70000 Fine
File # CA 2304370 KRJ
Allegation:
Respondent allowed their collectors to provide false information to consumers, allowed unlicensed collectors to contact MN debtors, used a font size o their documents that was smaller than legally allowed and failed to respond to the Dept.
 
BARBARA SNETSINGER Lic# DC004581
Against: Debt Collector Location: NEW HOPE, MN
ELITE CREDIT RECOVERIES INC Lic# CA0169550
Against: Collection Agency Location: CRYSTAL, MN
Action: Summary Suspension, Notice of   
Signed: 3/10/2004
File # CA 2306550 KRJ
Allegation:
Resp. commingled money collected for a customer with operating funds and misappropriated customer money.
 
RICHARD WEINERMAN Lic# DC0149050
Against: Debt Collector Location: ROSEMOUNT, MN
Action: Other/Consent   
Signed: 4/22/2004 $500 Fine
File # CA 2210603 KRJ
Allegation:
Respondent made multiple calls to a third party and disclosed information to a third party without the debtors permission.
 
ACCOUNT SOLUTIONS GROUP, LLC Lic# CA0043766
Against: Collection Agency Location: AMHERST, NY
Action: Censure/Consent   
Signed: 4/29/2004 $25000 Fine
File # CA 2309047 KRJ
Allegation: $40000 Other
Respondent allowed unlicensed debt collectors to contact MN debtors prior to applying for and receiving a debt collector license.
 
SWS CREDIT SVCS Lic# CA0085441
d/b/a THIEF RIVER FALLS CREDIT BUREAU
Against: Collection Agency Location: THIEF RIVER FALLS, MN
Action: Censure/Consent   
Signed: 6/23/2004 $1000 Fine
File # CA 2404407 KRJ
Allegation:
Respondent conducted unlicensed collection activity. $2,000 fine (stayed $1,000)
 
CREDIT BUREAU OF NAPA COUNTY INC Lic# CA0104640
d/b/a CHASE RECEIVABLES
Against: Collection Agency Location: SONOMA, CA
Action: Censure/Consent   
Signed: 7/6/2004 $15000 Fine
File # CA 2403196 KRJ
Allegation:
Respondent allowed debt collectors to provide inaacurate legal information to debtors in their collection attempts and allowed unlicensed debt collectors to contact MN debtors.
 
VALLEY COLLECTIONS Lic# CA002373
Against: Collection Agency Location: BLUE EARTH, MN
JOANN STEWART Lic# DC009698
Against: Debt Collector Location: BLUE EARTH, MN
Action: Other/Hearing   
Signed: 7/7/2004
File # CA 2404546 KRJ
Allegation:
Respondent comingled money collected for creditors with operating funds, misappropriated creditor money, failed to remited money to creditors and has demonstrated to be untrustworthy, financially irresponsible and otherwise incompetent or unqualified
 
JOANN STEWART Lic# NO0036158
Against: Notary Location: BLUE EARTH, MN
Action: Revocation/Consent    Begin: End: Indefinite
Signed: 7/9/2004
File # CA 2404546 KRJ
Allegation:
Respondent has demonstrated that she is untrustworthy, financially irresponsible or otherwise incompetent or unqualified to act as a notary.
 
INTERNAL AUDITING SVCS INC Lic# CA000834
d/b/a INTERNAL AUDITING SVCS INC
Against: Collection Agency Location: LAKE PARK, MN
Action: Censure/Consent   
Signed: 8/25/2004 $2000 Fine
File # CA 2401052 KRJ
Allegation:
Respondent threatened a debtor with actions they did not intend to take and employed an unlicensed debt collector.
 
TXCOLLECT INC Lic# CA0375252
Against: Collection Agency Location: AUSTIN, TX
Action: Other/Consent   
Signed: 10/4/2004 $500 Fine
File # CA 2406557 KRJ
Allegation:
Respondent used a ficticous debt collector's name in the debt collection process.
 
ENHANCED RECOVERY CORPORATION Lic# CA0285286
d/b/a ERC COLLECTIONS INC
Against: Collection Agency Location: CINCINNATI, OH
Action: Civil Penalty   
Signed: 11/18/2004 $500 Fine Civil Penalty
File # CA 2407482 KRJ
Allegation:
Repondent conducted collection activity without first applying for and receiving a license.
 
WILLMAR COLLECTION SVC Lic# CA8002438
d/b/a WILLMAR COLLECTION SERVICE AGENCY
Against: Collection Agency Location: WILLMAR, MN
Action: Civil Penalty   
Signed: 1/3/2005 $500 Fine
File # CA 2406954 KRJ
Allegation:
Respondent used an name other than their licensed name with attempting to collect a debt.
 
DIVERSIFIED COLLECTION SVCS INC Lic# CA8002210
Against: Collection Agency Location: LIVERMORE, CA
Action: Censure/Consent   
Signed: 1/11/2005 $2500 Fine
File # CA 2404042 KRJ
Allegation:
Respondent allowed their collector to enlist the help of a third party in contacting a debtor when that debtor's phone number was listed.
 
ARM FINANCIAL SERVICES Lic# UC20494660
Against: Unlicensed Company Location: EL CAJON, CA
Lic# UP20510364
Against: Unlicensed Person Location: EL CAJON, CA
Action: Cease & Desist/Hearing   
Signed: 2/17/2005
File # CA 2405027 KRJ
Allegation:
Resp's conducted unlicensed collection activity, falsified documents with the intent to deceive a debtor, made false and misleading statements in connection with a debt, threatened to take action they legally could not take; failed to respond.
 
THE PHOENIX ADVANTAGE Lic# UC20506232
Against: Unlicensed Company Location: DURAND, WI
Action: Cease & Desist/Consent   
Signed: 3/3/2005 $3000 Fine
File # CA 2500562 KRJ
Allegation:
Respondent conducted unlicensed collection activity by sending dunning notices to MN debtors prior to applying for and receiving a collection agency license.
 
PHILLIPS & COHEN ASSOCIATES LTD Lic# CA20414027
Against: Collection Agency Location: NEWARK, DE
Action: Civil Penalty   
Signed: 3/8/2005 $1000 Fine
File # CA 2408244 KRJ
Allegation:
Respondent engaged in collection activity prior to applying for and obtaining a collection agency license.
 
PIERCE HAMILTON STERN INC Lic# CA20136290
d/b/a PIERCE HAMILTON STERN PHS COLLECTION AGENCY
Against: Collection Agency Location: BETHESDA, MD
Action: Censure/Consent   
Signed: 3/11/2005 $10000 Fine
File # CA 2500546 KRJ
Allegation:
Respondent conducted unlicensed collection agency activity after their license had expired and prior to applying for and receiving a new collection agency license.
 
JOSEPH HAZELWOOD Lic# RA20359187
Against: Real Estate Agent Location: FRIDLEY, MN
Lic# DC20041372
Against: Debt Collector Location: FRIDLEY, MN
JOSEPH HAZELWOOD Lic# NO20358371
Against: Notary Location: FRIDLEY, MN
Action: Cease & Desist/Hearing   
Signed: 4/20/2005
File # CA 2308053 KRJ
Allegation:
Respondent conducted unlicensed collection agency activity and misappropriated $10,000 of client money.
 
INTERNATIONAL BILLING & RECOVERY SERVICES INC Lic# UC20466732
Against: Unlicensed Company Location: MARKHAM, ON
Action: Cease & Desist/Hearing   
Signed: 5/6/2005
File # CA 2402542 KRJ
Allegation:
Respondent conducted unlicensed activity, falsified documents to deceive the debtor, made false and misleading representations to deceive the debtor, threatened action it could not legally take and attempted to collect amounts not authorized by law.
 
CERTEGY PAYMENT RECOVERY SERVICES INC Lic# CA20276200
Against: Collection Agency Location: ST PETERSBURG, FL
Action: Civil Penalty   
Signed: 5/11/2005 $1000 Fine Civil Penalty Agreement
File # CA 2309011 KRJ
Allegation:
Respondent failed to respond to the Department's request for information in a timely manner.
 
NATIONAL TELEPHONE COLLECTION SERVICES Lic# UC20519981
Against: Unlicensed Company Location: SAN YSIDRO, CA
Action: Cease & Desist/Hearing   
Signed: 5/12/2005
File # CA 2405854 KRJ
Allegation:
Respondent sent dunning notices to an alleged debtor prior to applying for and receiving a collection agency license.
 
JMS ASSOCIATES INC Lic# UC20523831
Against: Unlicensed Company Location: BOCA RATON, FL
Action: Cease & Desist/Hearing   
Signed: 5/26/2005
File # CA 2404679 KRJ
Allegation:
Respondent threatened legal action that they could not legally take and conducted themselves as a collection agency without first appling for and receiving a collection agency license.
 
CHECK GAME SOLUTIONS INC Lic# UC20519978
Against: Unlicensed Company Location: VERO BEACH, FL
Action: Cease & Desist/Hearing   
Signed: 5/26/2005
File # CA 2500661 KRJ
Allegation:
Respondent conducted themselves as a collection agency without first applying for and receiving a collection agency lincense.
 
BRENT SELGE Lic# DC20501353
Against: Debt Collector Location: BURNSVILLE, MN
Action: Other/Hearing   
Signed: 6/16/2005
File # CA 2501161 KRJ
Allegation:
Respondent was denied a license because of a felony conviction for terroistic threats within 5 years of application and he then requested a hearing to appeal.
 
TITAN MANAGEMENT SERVICES LLC Lic# CA20506064
Against: Collection Agency Location: DULUTH, GA
Action: Civil Penalty   
Signed: 7/29/2005
File # CA 2503320 KRJ
Allegation: $500 Other Civil Penalty
Failure to provide accurate and or providing false information on a collection agency and debt collector application
 
COMPUTER CREDIT INC Lic# CA8002247
Against: Collection Agency Location: WINSTON SALEM, NC
Action: Other/Consent   
Signed: 8/10/2005
File # CA 2501733 KRJ
Allegation:
Respondent agrees to a conditional collection agency license restricting their activities to include not retaining client funds as part of their collection process.
 
ELLIS CROSBY & ASSOCIATES Lic# UC20545272
Against: Unlicensed Company Location: JACKSONVILLE, FL
Action: Cease & Desist/Hearing   
Signed: 9/30/2005
File # CA 2500020 KRJ
Allegation:
Allege respondent threatened collection activity that could not be taken and conducted unlicensed collection activity.
 
JOSEPH HAZELWOOD Lic# NO20358371
Against: Notary Location: FRIDLEY, MN
Lic# RA20359187
Against: Real Estate Agent Location: FRIDLEY, MN
Action: Revocation/Hearing Begin: 11/16/2005    End: Indefinite
Signed: 11/16/2005 $20000 Fine
File # CA 2308053 KRJ
Allegation:
Allege respondent conducted unlicensed collection activity and misappropriated client funds by collecting $10,000 and failing to remit it to his client.
 
ARROW FIN SVCS LLC Lic# CA20123856
Against: Collection Agency Location: NILES, IL
Action: Cease & Desist/Consent   
Signed: 11/28/2005 $125000 Fine
File # CA 2307711 KRJ
Allegation:
Allege respond. removed money from accounts w/o permission, collected unauthorized money, failed to cease contact at employment, 3rd party disclosure, false info to debtor, failed to screen applicants, unlicensed collector, failed to respond to DOC.
 
ROBIN DAVIS Lic# DC20556395
Against: Debt Collector Location: PLYMOUTH, MN
Action: Order for Hrg/Statement of Charges   
Signed: 5/10/2006
File # CA 2603215 KRJ
Allegation:
Allege respondent used credit card and checking information from debtor clients to pay her personal bills on three occasions.
 
PINNACLE FIN GROUP INC Lic# CA20044731
Against: Collection Agency Location: MPLS, MN
Action: Civil Penalty   
Signed: 5/24/2006 $500 Fine
File # CA 2602697 KRJ
Allegation:
Allege respondent failed to verify that a dept collector applicant was eligible for a registration. The debt collector had a fraud conviction within the last five years.
 
OSI COLLECTION SVCS INC Lic# CA8002381
Against: Collection Agency Location: JACKSONVILLE, FL
Action: Civil Penalty   
Signed: 5/26/2006 $500 Fine
File # CA 2504319 KRJ
Allegation:
Allege respondent allowed a debt collector to contact a MN resident prior to applying for a debt collector license.
 
TIMOTHY LONG Lic# DC20440783
Against: Debt Collector Location: ALEXANDRIA, MN
Action: Cease & Desist/Consent   
Signed: 6/9/2006 $2500 Fine
File # CA 2503420 KRJ
Allegation:
Allege respondent commingled their client's funds with their operating expenses.
 
GABRIEL ANDERSON Lic# DC20440782
Against: Debt Collector Location: ALEXANDRIA, MN
Action: Cease & Desist/Consent   
Signed: 6/9/2006 $2500 Fine
File # CA 2503420 KRJ
Allegation:
Allege respondent co-mingled some of their debt collection clients funds with their collection agency operating exspenses.
 
ARACELY OLIVAREZ Lic#
Against: Location:
Action: Order for Hrg/Statement of Charges   
Signed: 6/16/2006
File # CA 2603677 KRJ
Allegation:
Allege respondent Cuellod-Rodriequez used the stolen identity of Olivarez to apply for a dept collector registration.
 
GO MORE FIN INC Lic# CA20104163
Against: Collection Agency Location: BUFFALO, MN
Action: Cease & Desist/Consent   
Signed: 6/20/2006
File # CA 2602244 KRJ
Allegation:
Allege respondent commingled client funds with operating accounts and otherwise operated in a manner hazardous to Go More's clients and the public thereby demonstrating financial irresponsibility.
 
ROERING & ASSOCIATES LLC Lic# CA20478927
Against: Collection Agency Location: MILTONA, MN
Action: Cease & Desist/Consent   
Signed: 6/29/2006 $5000 Fine
File # CA 2503420 KRJ
Allegation:
Allege respondent co-mingled client funds with operating exspenses.
 
HARRIS & HARRIS OF ILLINOIS LTD Lic# CA20514096
Against: Collection Agency Location: CHICAGO, IL
Action: Civil Penalty   
Signed: 7/17/2006 $1000 Fine
File # CA 2603811 KRJ
Allegation:
Allege respondent allowed unregistered debt collectors to contact Minnesota debtors.
 
HARRIS & HARRIS OF ILLINOIS LTD Lic# CA20514096
Against: Collection Agency Location: CHICAGO, IL
Action: Civil Penalty   
Signed: 7/17/2006 $1000 Fine
File # CA 2603811 KRJ
Allegation:
Allege respondent allowed an unregistered dept collector to contact a Minnesota debtor prior to applying for a registration.
 
LEE GOEMER Lic# DC20067196
Against: Debt Collector Location: BUFFALO, MN
Lic# CA20104163
Against: Collection Agency Location: BUFFALO, MN
Action: Revocation/Hearing Begin:    End: Indefinite
Signed: 8/29/2006
File # CA 2602244 KRJ
Allegation:
Allege respondent commingled client money, falsified records with intent to deceive governmental agencies, has demonstrated that he is untrustworthy, financially irresponsible or otherwise incompetent, and violated previous order.
 
ARACELY OLIVAREZ Lic#
Against: Location:
Action: Revocation/Hearing Begin:    End: Indefinite
Signed: 9/5/2006
File # CA 2603677 KRJ
Allegation:
Allege respondent used the stolen identity of Olizarez to get a debt collectors license.
 
BIVIANA CUELLO-RODRIGUEZ Lic# UP20595408
Against: Unlicensed Person Location: BURNSVILLE, MN
Action: Revocation/Hearing Begin:    End: Indefinite
Signed: 9/5/2006
File # CA 2603677 KRJ
Allegation:
Allege respondent provided false information to the Commissioner to obtain a debt collector registration.
 
ACS STATE & LOCAL SOLUTIONS INC Lic# CA20561700
d/b/a LDC COLLECTION SYSTEMS
Against: Collection Agency Location: LAWRENCEVILLE, NJ
Action: Cease & Desist/Consent   
Signed: 9/5/2006 $50000 Fine
File # CA 2604215 KRJ
Allegation:
Allege respondent sent dunning notices that did not meet the requirements of Minn. Stat. 332 and conducted unlicensed collection agency activity and allowed unregistered collectors to contact MN debtors.
 
ROBIN DAVIS Lic# DC20556395
Against: Debt Collector Location: PLYMOUTH, MN
Action: Other/Hearing   
Signed: 10/19/2006 $10000 Fine
File # CA 2603215 KRJ
Allegation:
Allege respondent demonstrated untrustworthiness by falsely obtaining information from debtors and using that information to make personal bill payments.
 
DATA LINE CREDIT CORP Lic# UC20594122
Against: Unlicensed Company Location: HUNTINGTON BEACH, CA
Action: Cease & Desist/Hearing   
Signed: 11/28/2006
File # CA 2602342 KRJ
Allegation:
Allege respondent conducted unlicensed activity and failed to respond to the Department's request for information.
 
CADE LTD Lic# CA20507038
d/b/a BURT & ASSOCIATES
Against: Collection Agency Location: PLANO, TX
Action: Other/Consent   
Signed: 12/27/2006 $50000 Fine File# CA2605896
File # CA 2605896 MJK
Allegation:
Alleged respondent used unlicensed debt collectors and collection activity before 8:00 a.m. and threatened legal suit by lawyer without retention. Also, Illegal Dunning Notice.