For Immediate Release:
SAINT PAUL, MN – Health reform has been headline news for months across the United States, and has generated questions among Minnesota consumers as they look at their health coverage needs during open enrollment. That is why the Minnesota Department of Commerce has put together a list of Frequently Asked Questions to help cut through the confusion and be a reliable source for important insurance information.
Some Minnesotans have received letters from their health insurance company, describing the consumer protections that are required beginning in 2014. Commissioner Rothman has asked the CEOs of Minnesota’s health insurance companies to redouble their consumer outreach efforts to these consumers to ensure that Minnesotans understand all of their health insurance options – through MNsure and the private marketplace. Consumers who have questions about continuing their health coverage can receive expert advice through the Commerce Department Consumer Response Team at 651-539-1600, or 1-800-657-3602 (MN only outside metro area).
The Commerce Department reminds consumers that if they enroll in an insurance plan through MNsure prior to December 31, 2013 and the first premium payment is received by MNsure or the insurance company by the end of the day on January 10, 2014, they can get coverage effective January 1. The coverage is effective even if the insurance card has not yet arrived. Clinics and hospitals can contact insurance providers to verify coverage in the event that consumers visit their doctors prior to receiving their insurance cards.
“Consumers will need to know about ID cards, and other coverage questions,” said Commerce Commissioner Mike Rothman. “The Department is a trusted resource working to provide key information to Minnesota consumers to help them with questions, clear any confusion, and make the best health insurance coverage decisions – fitting their financial and health needs.”
Frequently Asked Questions: