If you have been turned down for health insurance in the private market, the Minnesota Comprehensive Health Association (MCHA) may be able to provide you with health insurance coverage.
Since 1977, MCHA has served as an insurance safety net for Minnesotans who have been turned down for individual health insurance due to pre-existing conditions. There are many different circumstances that cause Minnesotans to turn to MCHA. These circumstances include, among others:
Detailed information is available at the MCHA website.
If you would like to speak with an insurance investigator after reviewing the MCHA information, please call 651-296-2488 or 800-657-3602 or e-mail the Department of Commerce Consumer Response Team at firstname.lastname@example.org.
The U.S. Department of Health and Human Services is taking applications for the federally-run Pre-Existing Condition Insurance Plan (PCIP). Minnesotans with pre-existing conditions who have been uninsured for at least six months can find more information here: https://www.pcip.gov/ .
The Minnesota Department of Human Services provides information on their website about who is currently eligible for Minnesota public health care programs including Medical Assistance (Minnesota's Medicaid program).