Surplus lines insurance contracts deal almost exclusively with business customers and are used to place insurance with companies that are not licensed in Minnesota. Surplus lines insurance brokers are licensed and regulated by the Department of Commerce.
To all Surplus Lines producers licensed to do business in Minnesota regarding stamping fees and filings.
Checklist for Eligible and Ineligible Insurers
Surplus Lines Checklist/Premium Tax.
Homeowners Insurance Threshold
M.S.60A.201, Subd. 2(c) stipulates that certain types of insurance be automatically presumed available from licensed insurance companies--and therefore unavailable from surplus lines insurance companies. Included in these types of insurance are homeowners and property insurance on owner occupied dwellings.
Surplus Lines Association of Minnesota
This will link you to the Surplus Lines Association of Minnesota where you will find additional information.