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Archived Insurance Enforcement Actions 2003


ILLINOIS FARMERS INSURANCE COMPANY  Naic# 21679 
 
Against: Insurance Company  Location: AURORA, IL 
Action: Other/Hearing     
Signed: 1/2/2003  $10000 Fine 
File # IN 9904671 LJ  $10000 Investigator Costs 
Allegation:  
A Harmon Glass emploee answered the phone and represented herself as Illinois Farmers Glass and not Harmon Glass respondents acting deceived the insured and clearly limited her ability to choose her own auto glass vendor. 
  
LEONARD DEMERS  Lic# IN0068542 
 
Against: Insurance Agent  Location: WOODBURY, MN 
Action: Other/Consent     
Signed: 1/6/2003  $1000 Fine 
File # IN 2203999 PEG  
Allegation:  
Resp. falsified an invoice for the collection of fees in connection with the creation of a client's trust. 
  
KANSAS CITY FIRE AND MARINE INSURANCE COMPANY  Naic# 20885 
 
Against: Insurance Company  Location: CHICAGO, IL 
ENCOMPASS INSURANCE COMPANY OF AMERICA  Naic# 10071 
 
Against: Insurance Company  Location: CHICAGO, IL 
GLENS FALLS INSURANCE COMPANY (THE)  Naic# 34622 
 
Against: Insurance Company  Location: CHICAGO, IL 
Action: Other/Consent     
Signed: 1/6/2003  
File # IN 2205947 GAL  $27033.94 Investigator Costs 
Allegation:  
Allegations that 3 proposed rates increase filed by Respondent are excessive. 
  
UNITED AMERICAN INSURANCE COMPANY  Naic# 92916 
 
Against: Insurance Company  Location: MCKINNEY, TX 
Action: Other/Consent     
Signed: 1/23/2003  
File # IN 2007505 PEG  
Allegation:  
Agreement represents a settlement of issues that arose during a market conduct examination and subsequent order to show cause and amended order to show cause. $3703 restitution and $100,000 exam fees and expenses. 
  
CHAD LANGE  Lic# IN0057202 
 
Against: Insurance Agent  Location: BEMIDJI, MN 
Action: Other/Consent     
Signed: 1/29/2003  $7500 Fine 
File # IN 2200218 PEG  
Allegation:  
Improper sale of medicare supplement insurance. 
  
JOHN JOHNSON  Lic# IN0355365 
 
Against: Insurance Agent  Location: COTTAGE GROVE, MN 
Action: Other/Consent     
Signed: 1/31/2003  
File # IN 2209486 GLP  
Allegation:  
Resp. demonstrated financial irresponsibility by failing to pay court ordered child support; subsequently convicted of a felony; license issued under MN stat. 60K.43. 
  
GREGG ANDERSON  Lic# IN007534 
 
Against: Insurance Agent  Location: ST LOUIS PARK, MN 
Action: Other/Consent     
Signed: 2/12/2003  $500 Fine 
File # IN 2206531 PEG  
Allegation:  
Resp. failed to report a civil judgement to our department and failed to respond in a timely matter. 
  
DANIEL KAMPHENKEL  Lic# IN0282995 
 
Against: Insurance Agent  Location: LITTLE FALLS, MN 
Action: Other/Consent     
Signed: 2/12/2003  $2500 Fine 
File # IN 2210636 BD  
Allegation:  
Agent forged customer's signature on a replacement notice. 
  
JOSEPH BERG  Lic# IN72661 
 
Against: Insurance Agent  Location: FERTILE, MN 
JOSEPH BERG  Lic# UP0369900 
 
Against: Unlicensed Person  Location: FERTILE, MN 
Action: Censure/Consent     
Signed: 2/17/2003  $500 Fine 
File # IN 2209573 DPK  
Allegation:  
Resp. engaged in unlicensed securities agent activity by offering and selling unregistered securities in the form of promissory notes and viatical settlement contracts. 
  
AMERICAN BANKERS LIFE ASSURANCE COMPANY OF FLORIDA  Naic# 60275 
 
Against: Insurance Company  Location: MIAMI, FL 
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA  Naic# 10111 
 
Against: Insurance Company  Location: MIAMI, FL 
Action: Other/Consent     
Signed: 2/24/2003  $200000 Fine 
File # IN 9908353 PDH  
Allegation:  
Consent Order settle as charges arising from the 02-05-02 SOC, the 09-06-02 Amended SOC and the market conduct exam order issued on 02-24-02. Reimburse $1,800,000. 
  
MARY SIGAN  Lic# UP0373289 
 
Against: Unlicensed Person  Location: BRAINERD, MN 
NORTHERN SETTLEMENT FUNDING CORPORATION  Lic# UC0373288 
 
Against: Unlicensed Company  Location: BRAINERD, MN 
Action: Cease & Desist/Consent     
Signed: 2/28/2003  
File # IN 2204558 MBF  
Allegation:  
Respondent has engaged in the business of making loans of money, credit, goods or things in action and subject to the MN regulated loan act. 
  
DIANE LEE  Lic# IN0044665 
 
Against: Insurance Agent  Location: THIEF RIVER FALLS, MN 
Action: Other/Consent     
Signed: 2/28/2003  $500 Fine 
File # IN 2208904 SMK  
Allegation:  
Respondent failed to report a general liability claim to an insurer. 
  
AUSTIN MUTUAL INSURANCE COMPANY  Naic# 13412 
 
Against: Insurance Company  Location: MINNEAPOLIS, MN 
Action: Cease & Desist/Consent     
Signed: 2/28/2003  $500 Fine 
File # IN 2300283 KB  
Allegation:  
Respondent denied a no-fault claim without having made a reasonable investigation. 
  
RAQUEL HILL  Lic# IN0356904 
 
Against: Insurance Agent  Location: SAN DIEGO, CA 
Action: Other/Consent     
Signed: 2/28/2003  
File # IN 2300927 BD  
Allegation:  
Respondent submitted false and misleading information on her appliaction. 
  
JOSEPH CSEDO  Lic# IN007038 
 
Against: Insurance Agent  Location: ROSEMOUNT, MN 
Action: Revocation/Hearing     Begin: End: Indefinite 
Signed: 3/19/2003  $90000 Fine 
File # IN 2203682 BD  
Allegation:  
On at least 5 occasion, Resp accepted premium payments but failed to secure coverage; respondent was warned in 1999 for similar conduct. 
  
ROBERT PIERRET  Lic# IN247 
 
Against: Insurance Agent  Location: MANKATO, MN 
Action: Other/Consent     
Signed: 4/3/2003  $500 Fine 
File # IN 2104280 PEG  
Allegation:  
Resp. failed to deposit premium in a trust account and forward to insurer via ACA and failed to correct the error when brought to his attention by insured. 
  
CLAIMS MANAGEMENT SERVICES, INC.*  Lic# TP0366372 
 
Against: Third Party Admin  Location: ROSWELL, GA 
Action: Other/Consent     
Signed: 4/3/2003  $250 Fine 
File # IN 2208923 CLN  
Allegation:  
Use of an unlicensed adjuster. 
  
WESTPORT INSURANCE CORPORATION  Naic# 34207 
 
Against: Insurance Company  Location: OVERLAND PARK, KS 
Action: Other/Consent     
Signed: 4/3/2003  $500 Fine 
File # IN 2208923 CLN  
Allegation:  
Resp. utilized an unlicensed person to adjust claims. 
  
JOHN PACKER  Lic# IN1606 
 
Against: Insurance Agent  Location: FARIBAULT, MN 
Action: Other/Consent     
Signed: 4/3/2003  
File # IN 2300031 BD  
Allegation:  
Resp. was convicted of a misdemeanor, thus was issued a conditional license. 
  
LINCOLN BENEFIT LIFE COMPANY  Naic# 65595 
 
Against: Insurance Company  Location: LINCOLN, NE 
Action: Other/Consent     
Signed: 4/3/2003  $85 Fine 
File # IN 2300219 UMB  $165 Investigator Costs 
Allegation:  
Resp. notified the department late with regard to the imposition of penalties by other states. 
  
ALLSTATE INDEMNITY COMPANY  Naic# 19240 
 
Against: Insurance Company  Location: NORTHBROOK, IL 
Action: Other/Consent     
Signed: 4/3/2003  $83 Fine 
File # IN 2300219 UMB  $167 Investigator Costs 
Allegation:  
Resp. notified the department late with regard to the imposition of penalties by other states. 
  
ALLSTATE INSURANCE COMPANY  Naic# 19232 
 
Against: Insurance Company  Location: NORTHBROOK, IL 
Action: Other/Consent     
Signed: 4/3/2003  $83 Fine 
File # IN 2300219 UMB  $167 Investigator Costs 
Allegation:  
Resp. notified the department late with regard to the imposition of penalties by other states. 
  
NORTHBROOK INDEMNITY CO  Naic# 36455 
 
Against: Insurance Company  Location: NORTHBROOK, IL 
Action: Other/Consent     
Signed: 4/3/2003  $83 Fine 
File # IN 2300219 UMB  $167 Investigator Costs 
Allegation:  
Resp. notified the department late with regard to the imposition of penalties by other states. 
  
ALLSTATE LIFE INSURANCE COMPANY  Naic# 60186 
 
Against: Insurance Company  Location: NORTHBROOK, IL 
Action: Other/Consent     
Signed: 4/3/2003  $83 Fine 
File # IN 2300219 UMB  $167 Investigator Costs 
Allegation:  
Resp. notified the department late with regard to the imposition of penalties by other states. 
  
ALLSTATE ASSURANCE COMPANY  Naic# 70866 
 
Against: Insurance Company  Location: NORTHBROOK, IL 
Action: Other/Consent     
Signed: 4/3/2003  $83 Fine 
File # IN 2300219 UMB  $167 Investigator Costs 
Allegation:  
Resp. notified the department late with regard to the imposition of penalties by other states. 
  
TERRY COLVIN  Lic# IN30070 
 
Against: Insurance Agent  Location: CRYSTAL, MN 
Action: Revocation/Hearing     Begin: 4/4/2003 End: Indefinite 
Signed: 4/4/2003  $5000 Fine 
File # IN 2101835 SMK  
Allegation:  
Resp forged signatures, converted funds to own use, failed to maintain records, bribed a Department witness, failed to remit premium payments, allowed unlicensed person to act as an agent. 
  
LARRY LAURENCE  Lic# IN0056778 
 
Against: Insurance Agent  Location: PT RICHMOND, CA 
Action: Other/Consent     
Signed: 4/10/2003  $250 Fine 
File # IN 2207364 BD  
Allegation:  
Resp. failed to timely notify the Dept of administrative action in other state. 
  
CHARLES LUCIUS  Lic# IN0242699 
 
Against: Insurance Agent  Location: TOPEKA, KS 
Action: Other/Consent     
Signed: 4/10/2003  $750 Fine 
File # IN 2301376 BD  
Allegation:  
Applicant submitted untrue and misleading information on his application. 
  
ROBERT ELSTER  Lic# IN4323 
 
Against: Insurance Agent  Location: SONOMA, CA 
Action: Other/Consent     
Signed: 4/20/2003  $500 Fine 
File # IN 2401640 KB  
Allegation:  
Respondent failed to report other states actions within 30 days as required by Minnesota law. 
  
ILLINOIS FARMERS INSURANCE COMPANY  Naic# 21679 
 
Against: Insurance Company  Location: AURORA, IL 
Action: Other/Consent     
Signed: 4/24/2003  $10000 Fine 
File # IN 9904671 LJ  $10000 Investigator Costs 
Allegation:  
Resp. used vendor that identified themselves as Illinois Farmers. Hereby Vacated Order signed on January 2, 2003 
  
AMERICAN SPECIALTY HEALTH INSURANCE COMPANY  Naic# 84697 
 
Against: Insurance Company  Location: SAN DIEGO, CA 
Action: Other/Consent     
Signed: 4/28/2003  $50000 Fine 
File # IN 2000118 BD  
Allegation:  
Repondent committed numerous claims handling violations. 
  
AUTO-OWNERS INSURANCE COMPANY  Naic# 18988 
 
Against: Insurance Company  Location: LANSING, MI 
Action: Other/Consent     
Signed: 4/28/2003  $5000 Fine 
File # IN 2106287 SMK  
Allegation:  
Resp. non-renewed commercially rated automobile policies issued to natural persons in violation of MN rules. 
  
PATRICK HARRIS  Lic# AJ0363262 
 
Against: Adjuster  Location: LAWRENCEVILLE, GA 
Action: Other/Consent     
Signed: 4/28/2003  $250 Fine 
File # IN 2208923 CLN  
Allegation:  
Adjusted Minnesota claims without a license. 
  
AUSTIN MUTUAL INSURANCE COMPANY  Naic# 13412 
 
Against: Insurance Company  Location: MINNEAPOLIS, MN 
Action: Cease & Desist/Consent     
Signed: 4/28/2003  $500 Fine 
File # IN 2300308 MBF  
Allegation:  
Respondent provided false or misleading information to the Commissioner and engaged is an arbitrary underwriting practice relative to one insured's policy. 
  
MANHATTAN NATIONAL LIFE INSURANCE COMPANY  Naic# 67083 
 
Against: Insurance Company  Location: CINCINNATI, OH 
Action: Other/Consent     
Signed: 5/5/2003  $3000 Fine 
File # IN 2207375 BD  
Allegation:  
Insurer failed to communicate with it's insured in a timely manner. 
  
BEST BUY CO. INC.  Lic# UC0080889 
 
Against: Unlicensed Company  Location: EDEN PRAIRIE, MN 
BBC INS AGCY INC  Lic# IA0273827 
 
Against: Insurance Agency  Location: RICHFIELD, MN 
HOUSEHOLD LIFE INSURANCE COMPANY  Naic# 93777 
 
Against: Insurance Company  Location: BRIDGEWATER, NJ 
Action: Other/Consent     
Signed: 5/21/2003  
File # IN 2108705 JPK  $250000 Investigator Costs 
Allegation:  
Respondents sold credit life policies that were not filed and properly represented to customers. 
  
ROBERT HEUSINKVELD  Lic# IN0307875 
 
Against: Insurance Agent  Location: PLANO, TX 
Action: Other/Consent     
Signed: 5/21/2003  $500 Fine 
File # IN 2302919 SMK  
Allegation:  
Resp. failed to notify Dept. of other states actions on his application to the Dept. and after his license was issued. 
  
METROPOLITAN LIFE INSURANCE COMPANY  Naic# 65978 
 
Against: Insurance Company  Location: NEW YORK, NY 
Action: Other/Consent     
Signed: 5/28/2003  $10000 Fine 
File # IN 2209139 UMB  
Allegation:  
Resp. improperly terminated long term disability benefits without conducting reasonable standards for prompt investigation, and failed to provide resasons for termination; failed to respond in a timely manner. 
  
TROY CAMPBELL  Lic# IN0046578 
 
Against: Insurance Agent  Location: WEST CONCORD, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 6/4/2003  
File # IN 2300159 BD  
Allegation:  
Respondent took premium money and failed to advance it to the insurer. 
  
ERROL GILBERTSON  Lic# IN0050303 
 
Against: Insurance Agent  Location: HERMANTOWN, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 6/5/2003  
File # IN 2101674 PEG  
Allegation:  
Resp. withheld money from insureds, forged another agents name to an application, improperly replaced medicare supplement policies, misrepresented the terms in the contract; failed to respond to the Dept. 
  
NORTHERN MUTUAL INSURANCE COMPANY  Naic# 16314 
 
Against: Insurance Company  Location: MINNEAPOLIS, MN 
AUSTIN MUTUAL INSURANCE COMPANY  Naic# 13412 
 
Against: Insurance Company  Location: MINNEAPOLIS, MN 
Action: Other/Consent     
Signed: 6/13/2003  $3000 Fine 
File # IN 2200490 CLN  
Allegation:  
Resp. improperly nonrenewed policies of homeowners insurance. 
  
VILLAGE TITLE AND ABSTRACT COMPANY, INC.  Lic# AS0058282 
 
Against: Abstractor company  Location: , 
Action: Other/Consent     
Signed: 6/13/2003  $5000 Fine 
File # IN 2210590 SMK  
Allegation:  
Resp. failed to remit premium funds and policies to an insurer in a timely manner after the termination of the agency appointment contract. 
  
KENT STRONG  Lic# IN0121404 
 
Against: Insurance Agent  Location: CENTENNIAL, CO 
Action: Other/Consent     
Signed: 6/13/2003  $250 Fine 
File # IN 2302170 SMK  
Allegation:  
Resp. failed to notify the Dept. of changes to information contained on his license application within the time required. 
  
ERLING LIAN  Lic# IN0058343 
 
Against: Insurance Agent  Location: SCOTTSDALE, AZ 
Action: Suspension/Consent     Begin: 7/13/2003 End: 7/19/2003 
Signed: 7/2/2003  $500 Fine 
File # IN 2302182 SMK  
Allegation:  
Resp. filed insurance agent application that contained a false, misleading or fraudulent statement. 
  
KRISLYN HOGE  Lic# IN0115537 
 
Against: Insurance Agent  Location: INGELSIDE, IL 
Action: Other/Consent     
Signed: 7/3/2003  
File # IN 2200216 PEG  
Allegation:  
Resp. failed to comply with terms of prior consent order by failing to remit first fine payment by required due date. 
  
JEREMY FLAHAVEN  Lic# IN0236362 
 
Against: Insurance Agent  Location: SAGINAW, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 7/3/2003  
File # IN 2200217 PEG  
Allegation:  
Rsp. Failed to comply with terms of prior consent order by failing to remit first fine payment by required due date. 
  
DALE BARTZ  Lic# IN41846 
 
Against: Insurance Agent  Location: MARSHALL, MN 
DALE BARTZ  Lic# NO0186532 
 
Against: Notary  Location: MARSHALL, MN 
Action: Revocation/Consent  Begin:    End: Indefinite 
Signed: 7/14/2003  
File # IN 2302196 SMK  
Allegation:  
Resp. failed to remit collected premium funds to an insurer and forged another's name to a document. 
  
MICHAEL ROCHE  Lic# IN0268455 
 
Against: Insurance Agent  Location: MADISON, WI 
Action: Other/Consent     
Signed: 7/22/2003  $500 Fine 
File # IN 2303999 BD  
Allegation:  
Respondent submitted misleading information on his license renewal application. 
  
STEPHEN KITTELSON  Lic# IN61271 
 
Against: Insurance Agent  Location: MANKATO, MN 
Action: Suspension/Consent     Begin: 8/4/2003 End: 
Signed: 8/4/2003  
File # IN 2202610 LMD  
Allegation:  
Stay of suspension contained in May 3, 2002 Consent Order is revoked due to respondent's failure to comply with payment agreement; License suspended until creditor is paid in full. 
  
MICHAEL YANKOVEE  Lic# IN0256426 
 
Against: Insurance Agent  Location: WAITE PARK, MN 
Action: Censure/Consent     
Signed: 8/13/2003  
File # IN 2204677 GLP  
Allegation:  
Resp. admitted to back dating effective date of insurance policy. 
  
MILLINGTON INS GROUP INC  Lic# IA0054358 
d/b/a HRTOTAL 
Against: Insurance Agency  Location: INVER GROVE HEIGHTS, MN 
Action: Other/Consent     
Signed: 8/13/2003  $1000 Fine 
File # IN 2301024 SMK  
Allegation:  
Resp. failed to remit a premium refund to an insured within the time required. 
  
JAMES YOUNG  Lic# IN55364 
 
Against: Insurance Agent  Location: CAMBRIDGE, MN 
Action: Other/Consent     
Signed: 8/13/2003  $2500 Fine 
File # IN 2301610 BD  
Allegation:  
Resp. accepted premium money and failed to remit same to insurer. 
  
CHRISTOPHER SKELTON  Lic# IN1692 
 
Against: Insurance Agent  Location: ISANTI, MN 
Action: Summary Suspension, Notice of     
Signed: 8/20/2003  
File # IN 2304082 KB  
Allegation:  
Resp. sold insurance policies to at least 12 business owners and failed to remit the premiums to the insurance company; respondent also engaged in the sale of surplus lines insurance for which he was not appointed or authorized. 
  
BRYAN LUGERT  Lic# IN0058179 
 
Against: Insurance Agent  Location: OTSEGO, MN 
Action: Other/Consent     
Signed: 8/25/2003  $2500 Fine 
File # IN 2209445 JPK  
Allegation:  
Resp. failed to provide a timely notificaton of an address change to the Commissioner; failed to respond to the department request. 
  
STANLEY ZIERKE  Lic# IN006587 
 
Against: Insurance Agent  Location: PELICAN RAPIDS, MN 
Action: Other/Consent     
Signed: 8/29/2003  
File # IN 2300459 PEG  
Allegation:  
Dept prepared to deny license application based on respondent's prior administrative action and criminal charge; but respondent agreed to a conditional license. 
  
TEDD HOYT  Lic# IN0012593 
 
Against: Insurance Agent  Location: PLYMOUTH, MN 
Action: Other/Consent     
Signed: 9/5/2003  $250 Fine 
File # IN 2303520 MBF  
Allegation:  
Resp. failed to report licensing information to our department in a timely manner. 
  
JEFFREY WELLS  Lic# IN0019 
 
Against: Insurance Agent  Location: BURNSVILLE, MN 
Action: Other/Consent     
Signed: 9/9/2003  $1000 Fine 
File # IN 2203614 UMB  
Allegation:  
Resp. sold insurance that was not suitable, no fact sheet provided, incorrect Life Illustration, kept the policy without the required signed receipts of the documents. 
  
DALE SCHLICHTING  Lic# IN6216 
 
Against: Insurance Agent  Location: AUSTIN, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 9/10/2003  
File # IN 2305343 DPK  
Allegation:  
Respondent continued to engage in unlicensed securities agent activity inviolation of previous department order. 
  
MARK HAGLIN  Lic# IN0077145 
 
Against: Insurance Agent  Location: BEMIDJI, MN 
Action: Other/Consent     
Signed: 9/17/2003  $500 Fine 
File # IN 2303278 MBF  
Allegation:  
Respondent misrepresented the terms of a proposed insurance contract. 
  
HARTFORD UNDERWRITERS INSURANCE COMPANY  Naic# 30104 
 
Against: Insurance Company  Location: HARTFORD, CT 
Action: Other/Consent     
Signed: 9/29/2003  $500 Fine 
File # IN 2303400 PEG  
Allegation:  
Respondent collected personal information about an insured from sources other than public records without permission (and against expressed written denial of such permission) 
  
RUSSELL THOMPSON  Lic# IN6011 
 
Against: Insurance Agent  Location: NICOLLET, MN 
Action: Censure/Consent     
Signed: 10/13/2003  $500 Fine 
File # IN 2205061 KJH  
Allegation:  
Respondent used an endorsement or commendatory statement in a written representation that was more than two years old without obtaining a confirmation that the statement represents the author's current opinion. 
  
BCBSM INC  Naic# 55026 
 
Against: Insurance Company  Location: ST PAUL, MN 
Action: Other/Consent     
Signed: 10/13/2003  $1000 Fine 
File # IN 2303437 PEG  
Allegation:  
Respondent denied claim and failed to respond to letter'(s) received by insured's attorney. 
  
LEANN TAYLOR  Lic# IN0113700 
 
Against: Insurance Agent  Location: ORTONVILLE, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 10/23/2003  
File # IN 2304819 KB  
Allegation:  
Respondent improperly withheld, misappropriated or converted any money or properties received in the course of doing insurance business. 
  
EDWARD SPENCER  Lic# IN3302 
 
Against: Insurance Agent  Location: ELMHURST, IL 
Action: Other/Consent     
Signed: 11/3/2003  $300 Fine 
File # IN 2306008 MBF  
Allegation:  
Respondent failed to report other states administrative action within 30 days. 
  
LARRY LALIM  Lic# IN26245 
 
Against: Insurance Agent  Location: JORDAN, MN 
Action: Other/Consent     
Signed: 12/9/2003  $3000 Fine 
File # IN 2301058 BD  
Allegation:  
Respondent sold an unsuitable replacement life policy. 
  
THOMAS DURDALL  Lic# IN32174 
 
Against: Insurance Agent  Location: ROSEVILLE, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 12/9/2003  
File # IN 2307138 BD  
Allegation:  
Respondent accepted premium and failed to timely secure coverage. 
  
JAY WILLIAMS  Lic# IN4548 
 
Against: Insurance Agent  Location: BURNSVILLE, MN 
Action: Suspension/Consent     Begin: 12/16/2003 End: 1/6/2004 
Signed: 12/16/2003  $4000 Fine 
File # IN 2305264 MBF  
Allegation:  
Respondent forged another's name to a document. 
  
SAFECO INSURANCE COMPANY OF ILLINOIS  Naic# 39012 
 
Against: Insurance Company  Location: HOFFMAN ESTATES, IL 
Action: Other/Consent     
Signed: 12/19/2003  $2500 Fine 
File # IN 2303563 PEG  
Allegation:  
Respondent failed to pay no-fault claims in a timely manner. 
  
GILBERTO ALANIS  Lic# IN0160799 
 
Against: Insurance Agent  Location: ST PAUL, MN 
Action: Other/Consent     
Signed: 12/19/2003  $500 Fine 
File # IN 2305635 BD  
Allegation:  
Respondent failed to remit premiums to insurer on a timely basis. 
  
GE LIFE AND ANNUITY ASSURANCE COMPANY  Naic# 65536 
 
Against: Insurance Company  Location: RICHMOND, VA 
Action: Other/Consent     
Signed: 12/19/2003  $5000 Fine 
File # IN 2306124 CLN  
Allegation:  
Respondent sold basic medicare supplement plans not in compliance with Minn. Stat. 62A.31, subd 1d 
  
PAUL WHITE  Lic# IN6735 
 
Against: Insurance Agent  Location: OAKLAND, CA 
BLACK/WHITE & ASSOC INS BROKERS  Lic# IA0181500 
 
Against: Insurance Agency  Location: OAKLAND, CA 
Action: Other/Consent     
Signed: 12/29/2003  $1000 Fine 
File # IN 2307663 KB  
Allegation:  
Failed to report other states actions against his license to our Department within 30 days. 
  
ERIC KING  Lic# IN0366612 
 
Against: Insurance Agent  Location: OREGON, WI 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 12/30/2003  
File # IN 2306001 KB  
Allegation:  
Respondent reported nonexistent production to insurer to collect advanced commissions, engaged in fruadulent, coercive, and dishonest practices, and failed to appear, as ordered by the Commerce Dept. 
  
FOREMOST INSURANCE COMPANY  Naic# 11185 
 
Against: Insurance Company  Location: GRAND RAPIDS, MI 
Action: Other/Consent     
Signed: 12/31/2003  $5000 Fine 
File # IN 2303711 CLN  
Allegation:  
Respondent engaged in a prohibited underwriting practice relating to homeowner's insurance. 
  
SCOTT NIMBAR  Lic# IN646 
 
Against: Insurance Agent  Location: HOPKINS, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 12/31/2003  
File # IN 2303733 KB  
Allegation:  
Respondent sold, solicited negotiated insurance and continued to collect commissions after his license was suspended by the MN Dept of Revenue for failing to pay taxes.