Archived Insurance Enforcement Actions 2002
PATRICK DOYLE Lic# IN35742
Against: Insurance Agent Location: MPLS, MN
Action: Suspension/Consent Begin: 1/28/2002 End: 2/3/2002
Signed: 1/17/2002 $1000 Fine
File # IN 9906689 PEG
Allegation:
Resp. altered application and provided two (2) inaccurate binders to the insured's mortgage company for coverage that was not in force.
PROGRESSIVE SPECIALTY INSURANCE COMPANY Naic# 32786
Against: Insurance Company Location: MAYFIELD VILLAGE, OH
Action: Other/Consent
Signed: 1/23/2002 $2000 Fine
File
# IN 2104183 SMK
Allegation:
Resp denied auto claim.
AMERICAN BANKERS LIFE ASSURANCE COMPANY OF FLORIDA Naic# 60275
Against: Insurance Company Location: MIAMI, FL
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA Naic# 10111
Against: Insurance Company Location: MIAMI, FL
Action: Other/Consent
Signed: 1/23/2002 $66000 Fine
File # IN 2205468 PDH
Allegation:
Resp. failed to comply with compliance plan under 1998 Consent Order.
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA Naic# 10111
Against: Insurance Company Location: MIAMI, FL
AMERICAN BANKERS LIFE ASSURANCE COMPANY OF FLORIDA Naic# 60275
Against: Insurance Company Location: MIAMI, FL
Action: Other/Consent
Signed: 1/23/2002
File # IN 9908353 PDH
Allegation:
Resp. has failed to completely implement the compliance plan and is therefore in violation of the 1998 Order.
JOHN GRIFFIN Lic# IN7751
Against: Insurance Agent Locati
on: WOODBURY, MN
Action: Revocation/Consent Begin: End: Indefinite
Signed:
1/25/2002
File #
IN 2109327 LJ
Allegation:
Resp. owner failed to remit trust funds to clients after being notified that the court no longer required them to maintain a bail bond and failed to remit premiums due to bail bond company.
NEW YORK LIFE INSURANCE COMPANY Naic#
66915
Against:
Insurance Company
Location:
NEW YORK, NY
Action:
Other/Consent
Signed:
1/31/2002 $1000 Fine
File #
IN 2008040 BD
Allegation:
Resp. failed to provide adequate notice or investigate claim in a timely manner.
IDS LIFE INSURANCE COMPANY Naic#
65005
Against:
Insurance Company
Location:
MINNEAPOLIS, MN
Action:
Other/Consent
Signed:
1/31/2002 $15000 Fine
File #
IN 2102149 UMB
Allegation:
Resp. issued a deferred annuity certificate that was deemed to be not suitable for the customer.
JEFFREY GARGARO Lic#
IN9589
Against:
Insurance Agent
Location:
EDINA, MN
Action:
Revocation/Consent
Begin:
End: Indefinite
Signed: 2/1/2002
File # IN 2200750 DPK
Allegation:
Resp. misappropriated funds belonging to another for his personal use.
DUANE WOLFF Lic#
IN63449
Against:
Insurance Agent
Location:
DULUTH, MN
Action:
Other/Consent
Signed:
2/4/2002 $3000 Fine
File #
IN 2103319 SMK
Allegation:
Resp. failed to disclose agency fees for service and placed insurance with a surplus lines insurer.
BILL OLSON CHEVROLET CO Lic#
UC0318425
d/b/a MARK PETERSONS CROSSROADS MOTORS
Against:
Unlicensed Company Loc
ation:
ALBERT LEA, MN
Action:
Cease & Desist/Consent
Signed:
2/4/2002
File #
IN 2108704 ESF
Allegation:
Resp. failed to prepare contracts with proper disclose terms, exclusions of credit insurance, refund unearned finance charges and premiums, inform of rights in insolvency.
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA Naic#
10111
Against:
Insurance Company
Location:
MIAMI, FL
Action:
Order for Hrg/Statement of Charges
Signed:
2/5/2002
File #
IN 9908353 PDH
Allegation:
Sale of unapproved insurance, failure to respond.
JOHN GRIFFIN Lic#
NO088735
Action:
Notary
Location:
WOODBURY, MN
Action:
Revocation/Consent
Begin:
End: Indefinite
Signed:
2/8/2002
File #
IN 2109327
Allegation:
Resp. failed to remit trust funds to clients and failed to remit premiums to the insurer while acting in the capacity of a bail bondsman.
METROPOLITAN LIFE INSURANCE COMPANY Naic#
65978
Against:
Insurance Company
Location:
NEW YORK, NY
Action:
Other/Consent
Signed:
2/11/2002 $3500 Fine
File #
IN 2107257 SMK
Allegation:
Resp. failed to respond to Dept requests for information and failed to respond to an Order to Produce Documents.
TIME INSURANCE COMPANY Naic#
69477
Against:
Insurance Company
Location:
MILWAUKEE, WI
JOHN ALDEN LIFE INSURANCE COMPANY Naic#
65080
Against:
Insurance Company
Location:
MILWAUKEE, WI
Action:
Censure/Consent
Signed:
2/13/2002 $10000 Fine
File #
IN 2105981 JRJ
Allegation:
Underwriting guidelines declined health coverage to applicants on basis of breast implants.
BRUCE STREICH Lic#
IN58251
Against:
Insurance Agent
Location:
WARROAD, MN
Action:
Suspension/Consent
Begin:
2/16/2002
End:
2/17/2002
Signed:
2/13/2002
File #
IN 2200941 CLN
Allegation:
Resp. knowingly assisted a client / insured file an application for coverage that inaccurate and misleading information.
ONEBEACON AMERICA INSURANCE COMPANY Naic#
20621
Against:
Insurance Company
Location:
BOSTON, MA
Action:
Other/Consent
Signed:
2/18/2002 $3000 Fine
File #
IN 2108959 BD
Allegation:
$2869 Other
Resp. failed to conduct reasonable investigaton and timely pay claim, forced insured to institute litigation.
GREGORY VEUM Lic#
IN56603
Against:
Insurance Agent
Location:
ANDOVER, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
2/18/2002
File #
IN 2201763 LJ
Allegation:
Resp. bound insurance coverage for clients, but failed to remit the applications or premiums to the proper insurers.
UNION SECURITY LIFE INSURANCE COMPANY Naic#
98884
Against:
Insurance Company
Location:
MIAMI, FL
Action:
Other/Consent
Signed:
2/21/2002 $3000 Fine
File #
IN 2201975 BD
Allegation:
Resp. failed to respond to the Commissioner's request for documents in a timely manner.
STONEBRIDGE CASUALTY INSURANCE COMPANY Naic#
10952
Against:
Insurance Company
Location:
PLANO, TX
Action:
Other/Consent
Signed:
2/21/2002 $2000 Fine
File #
IN 2201978 BD
Allegation:
Resp. failed to respond to the Commissioner's request for documents in a timely manner.
KELCO, INC. Lic#
VI0274948
Against:
Viatical Settlement
Location:
LEXINGTON, KY
KELCO, INC. Lic#
VI0274943
Against:
Viatical Settlement
Location:
LEXINGTON, KY
Action:
Other/Consent
Signed:
2/22/2002 $17375 Fine
File #
IN 2003668 PDH $1000 Investigator Costs
Allegation:
Resp. displayed pattern of unreasonable payments to policy owners.
ROBERT FLUEGGE Lic#
IN24739
Against:
Insurance Agent
Location:
VIRGINIA, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
2/22/2002
File #
IN 2108829 UMB
Allegation:
Resp. has felony convictions and is presently in custody at the MN Correctional Facility in Fairbault.
GREGG MCLEAN Lic#
IN0091798
Against:
Insurance Agent
Location:
CROOKSTON, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
2/22/2002
File #
IN 2200146 BD
Allegation:
Resp. engaged in deceptive and fraudulent acts and improperly withheld money by accepting premium payments and not forwarding them to the company.
CENTURION CASUALTY COMPANY Naic#
42765
Against:
Insurance Company
Location:
DES MOINES, IA
Action:
Other/Consent
Signed:
2/22/2002 $1000 Fine
File
#
IN 2201982 BD
Allegation:
Resp. failed to respond to the Commissioner's request for documents in a timely manner.
CENTURION LIFE INSURANCE COMPANY Naic#
62383
Against:
Insurance Company
Location:
DES MOINES, IA
Action:
Other/Consent
Signed:
2/22/2002 $1000 Fine
File #
IN 2201986 BD
Allegation:
Resp. failed to respond to the Commissioner's request for documents in a timely manner.
UNION LABOR LIFE INSURANCE COMPANY (THE) Naic#
69744
Against:
Insurance Company
Location:
WASHINGTON, DC
Action:
Other/Consent
Signed:
2/28/2002 $1000 Fine
File #
IN 2109998 BD
Allegation:
Resp. failed to respond to the insured and Dept. in a timely fashion.
HOMEWARD BOUND SERVICES INC Lic#
UC0264658
Against:
Unlicensed Company
Location:
DREXEL HILL, PA
TLC SERVICES INC Lic# UC0264660
Against:
Unlicensed Company
Location:
DREXEL HILL, PA
Action:
Other/Consent
Signed:
3/7/2002
File #
IN 2007531 PEG
Allegation:
Resp. engaged in unlicensed insurance activity.
THOMAS PETERSON Lic#
IN2979
Against:
Insurance Agent
Location:
CROSS LAKE, MN
Action:
Order for Hrg/Statement of Charges
Signed:
3/10/2002
File
#
IN 2108003 LJ
Allegation:
Resp. failure to account for premiums received from a client and his failure to respond to the Dept. as ordered.
JESSICA BEATTY Lic#
IN0226278
Against:
Insurance Agent
Location:
MARION, IA
Action:
Summary Suspension, Notice of
Signed:
3/11/2002
File #
IN 2110624 SMK
Allegation:
Resp. failed to respond to Dept. corespondence, failed to notify Dept. of criminal action and revocation of license in another State within the time required.
COMBINED INSURANCE COMPANY OF AMERICA Naic#
62146
Against:
Insurance Company
Location:
GLENVIEW, IL
Action:
Other/Consent
Signed:
3/11/2002 $2000 Fine
File #
IN 2200018 PEG
Allegation:
Resp. issued a death benefit check containing release lauguage on the back side.
ST. PAUL FIRE AND MARINE INSURANCE COMPANY Naic#
24767
Against:
Insurance Company
Location:
ST PAUL, MN
Action:
Order for Hrg/Statement of Charges
Signed:
3/13/2002
File #
IN 2203127 JPK
Allegation:
Failure to pay disability claims, failure to respond and provide books and records.
CONNECTICUT GENERAL LIFE INSURANCE COMPANY Naic#
62308
Against:
Insurance Company
Location:
PHILADELPHIA, PA
Action:
Other/Consent
Signed:
3/18/2002 $500 Fine
File #
IN 2200822 UMB
Allegation:
Resp. failed to report Administrative Actions by other State in a timely manner.
BRIAN FONDURULIA Lic#
IN0180158
Against:
Insurance Agent
Location:
DEERWOOD, MN
Action:
Other/Consent
Signed:
4/2/2002
File #
IN 2101962 CLN
Allegation:
Resp. acted in a financially irresponsible manner.
AMERICAN RISK MANAGERS Lic#
UC0320175
Against:
Unlicensed Company
Location:
HAMMOND, IN
LIBERTY INSURANCE COMPANY Lic#
UC0319981
Against:
Unlicensed Company
Location:
MIAMI, FL
Action:
Cease & Desist/Hearing
Signed:
4/2/2002
File #
IN 2103928 SMK
Allegation:
Liberty Ins Co issued a work comp policy without Certificate of Authority. American Risk failed to insure payment of compensation with and insurance carrier authorized to insure work comp in MN.
MARTIN KANIPE Lic#
IN0189648
Against:
Insurance Agent
Location:
RICHMOND, VA
Action:
Other/Consent
Signed:
4/17/2002 $250 Fine
File #
IN 2202953 BD
Allegation:
Resp. failed to notify Dept. of action by other states.
LIFE INSURANCE COMPANY OF NORTH AMERICA Naic#
65498
Against:
Insurance Company
Location:
PHILADELPHIA, PA
Action:
Other/Consent
Signed:
4/23/2002 $4000 Fine
File #
IN 2108282 UMB
Allegation:
Resp. failed to respond promptly, unnecessarily delayed payment of claims, failed to adopt and implement reasonable standard for prompt investigation.
CARVER COUNTY AGCY INC Lic#
IA562
Against:
Insurance Agency
Location:
CHASKA, MN
Action:
Revocation/Consent
Begin:
End:
Indefinite
Signed:
4/23/2002
File #
IN 2200006 LJ
Allegation:
Resp. failed to remit premiums to the insurer in a timely manner.
DOUGLAS STOLBA Lic# IN01978
Against:
Insurance Agent
Location:
PLYMOUTH, MN
Action:
Revocation/Consent Begin: End: Indefinite
Signed:
4/29/2002
File #
IN 2203792 DPK
Allegation:
Resp. engaged in a act or practice whether or not involved in the business of insurance which was deceptive or dishonest.
STEPHEN KITTELSON Lic#
IN61271
Against:
Insurance Agent
Location:
MANKATO, MN
Action:
Suspension/Consent
Begin:
4/30/2002
End
: 5/31/2002
Signed:
5/3/2002
File #
IN 2202610 LMD
Allegation:
Resp. failed to observe high standards of commercial honor by recommending to an insurance client the sale of life policies to purchase an unregistered security, failed to respond to requests for information from the Commissioner. 27773
DANIEL VOGEL Lic#
IN0240537
Against:
Insurance Agent
Location:
ST JOSEPH, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
5/9/2002
File
#
IN 2204144 LJ
Allegation:
Resp. collected but failed to remit premiums to Absolute Bail Bond Company.
INTL HOLDING INC Lic#
UC0121892
Against:
Unlicensed Company
Location:
ST LOUIS PARK, MN
GREG BERG Lic#
IN0021
Against:
Insurance Agent
Location:
MINNEAPOLIS, MN
Action:
Revocation/Hearing
Begin: End:
Indefinite
Signed:
5/14/2002 $10000 Fine
File #
IN 2005412 SGC
Allegation:
Resp. Berg continued to engaged in the unlicensed sales of unregistered securities after a Cease and Desist Order.
LONG TERM PREFERRED CARE INC Lic#
IA031
Against:
Insurance Agency
Location:
FRANKLIN, TN
Action:
Other/Consent
Signed:
5/15/2002 $20000 Fine
File #
IN 2007101 PEG
Allegation:
Resp. created and issued an advertisement that has the tendency to mislead or deceive potential insurance prospects.
AMERICAN GENERAL ASSURANCE COMPANY Naic#
68373
Against:
Insurance Company
Location:
SCHAUMBURG, IL
Action:
Other/Consent
Signed:
5/20/2002 $125000 Fine
File #
IN 2000119 BD
Allegation:
Resp. market conduct exam found numerous claims handling, marketing and underwriting violations.
HURLEY STATE BANK Lic#
UC0331021
Against:
Unlicensed Company
Location:
, SD
Action:
Other/Consent
Signed:
5/22/2002 $250000 Fine
File #
IN 2201147 ESF $50000 Investigator Costs
Allegation:
Resp. engaged in business of insurance without license; failed to file insurance forms with Commissioner; enrolled customers in credit insurance without their knowledge or permission.
INVESTMENT SVCS GROUP INC Lic#
IA0233415
d/b/a IC OF MN
Against:
Insurance Agency
Location:
NACOGDOCHES, TX
JOE VANBREEMEN Lic#
IN0012663
Against:
Insurance Agent
Location:
NACOGDOCHES, TX
Action:
Revocation/Hearing
Begin: End:
Indefinite
Signed:
5/29/2002 $30000 Fine
File #
IN 2008213 SMK
Allegation:
Resp. failed to respond to Dept. Orders; converted premium funds to own use.
JONATHAN EARLEY Lic#
IN3979
Against:
Insurance Agent
Location:
BROOKLYN PARK, MN
Action:
Other/Hearing
Signed:
5/29/2002 $6000 Fine
File #
IN 2102084 CLN
Allegation:
Resp. issued fraudulent insurance documents.
TRUSTMARK INSURANCE COMPANY Naic#
61425
Against:
Insurance Company
Location:
LAKE FOREST, IL
Action:
Other/Consent
Signed:
5/29/2002 $5000 Fine
File #
IN 2200285 SMK
Allegation:
Resp. failed to provide documentation in support of a reduction of a claim payment for usual and customary charges.
BARLOCKER INSURANCE SERVICES INC Lic#
UC0327309
Against:
Unlicensed Company
Location:
SALINAS, CA
Action:
Cease & Desist/Consent
Signed:
5/29/2002 $3000 Fine
File #
IN 2203070 PEG
Allegation:
Resp. solicited insurance prior to obtaining insurance agency license.
LAURI HENDERSON Lic# IN4137
Against:
Insurance Agent
Location:
WINTHROP, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
6/7/2002
File #
IN 2203824 BD
Allegation:
Resp. assisted insured in submitting a fraudulent claim.
CONTINENTAL INSURANCE COMPANY (THE) Naic#
35289
Against:
Insurance Company
Location:
CHICAGO, IL
Action:
Cease & Desist/Consent
Signed:
6/11/2002 $17000 Fine
File #
IN 2107282 MBF $3000 Investigator Costs
Allegation:
Resp. non-renewed homeowners insurance policies based on the insureds loss experience without providing proper notice to the insureds.
SCOTT TIETZ Lic#
IN0123296
Against:
Insurance Agent
Location:
COLTON, CA
PARTNERS ADVANTAGE INSURANCE SERVICES INC Lic#
UC0333737
Against:
Unlicensed Company
Location:
GRAND TERRACE, CA
Action:
Cease & Desist/Consent
Signed:
6/11/2002 $6000 Fine
File #
IN 2200376 UMB
Allegation:
Resp. misleading and deceptive advertising obtained information about individuals by improper means; unlicensed agency.
METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY Naic#
26298
Against:
Insurance Company
Location:
WARWICK, RI
Action:
Other/Consent
Signed:
6/14/2002
File #
IN 2105790 KJH $7500 Investigator Costs
Allegation:
Resp. improperly investigated and paid ambulance service claims relating to private passenger personal injury protection (pip) insurance coverage.
DAVID KLAPMEIER Lic#
UP0332651
Against:
Unlicensed Person
Location:
MORA, MN
NORTH STAR FUNDING COMPANY Lic#
UC0332644
Against:
Unlicensed Company
Location:
MORA, MN
Action:
Cease & Desist/Consent
Signed:
6/14/2002
File #
IN 2204563 MBF
Allegation:
Resp. engaged in the business of making loans without being licensed and charged and received greater interest than the amounts allowed under Minnesota Law.
ALLSTATE INSURANCE COMPANY Naic#
19232
Against:
Insurance Company
Location:
NORTHBROOK, IL
Action:
Censure/Consent
Signed:
6/19/2002 $500 Fine
File #
IN 2203002 ESF
Allegation:
Resp. failed to provide a formal claim denial to the insured.
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY Naic#
25178
Against:
Insurance Company
Location:
BLOOMINGTON, IL
STATE FARM FIRE AND CASUALTY COMPANY Naic#
25143
Against:
Insurance Company
Location:
BLOOMINGTON, IL
Action:
Order for Hrg/Statement of Charges
Signed:
6/21/2002
File #
IN 2105097 KB
Allegation:
Resp. engaged in unfair trade and claim settlement practices in its handling of auto glass claims.
PATRICK HAUPT Lic#
IN0325601
Against:
Insurance Agent
Location:
EAGAN, MN
Action:
Order for Hrg/Statement of Charges
Signed:
6/25/2002
File #
IN 2204520 CLN
Allegation:
Prior enforcement action basis for denial.
GOLDEN RULE INSURANCE COMPANY Naic#
62286
Against:
Insurance Company
Location:
LAWRENCEVILLE, IL
Action:
Cease & Desist/Consent
Signed:
6/26/2002 $100000 Fine
File #
IN 9902679 PDH
Allegation:
Marketing violations suitability from multistate market conduct examination.
ZALES CORPORATION Lic#
UC0304494
Against:
Unlicensed Company
Location:
IRVING, TX
Action:
Other/Consent
Signed:
6/28/2002 $80000 Fine
File
#
IN 2105797 JRJ $35000 Investigator Costs
Allegation:
Sale of credit insurance through unlicensed person and without proper disclosures.
JOSEPH CSEDO Lic#
IN007038
Against:
Insurance Agent
Location:
ROSEMOUNT, MN
Action:
Summary Suspension, Notice of
Signed:
7/1/2002
File
#
IN 2203682 BD
Allegation:
Resp. received payment without securing coverage.
AMERICAN FAMILY MUTUAL INSURANCE COMPANY Naic#
19275
Against:
Insurance Company
Location:
MADISON, WI
Action:
Cease & Desist/Consent
Signed:
7/2/2002 $5000 Fine
File #
IN 2104300 MBF
Allegation:
Resp. failed to pay an element of a claim without a resonable investigation or good faith dispute.
THEODORE CMIEL Lic#
IN6098
Against:
Insurance Agent
Location:
MINNEAPOLIS, MN
Action:
Suspension/Consent
Begin:
5/28/2002 End: 10/31/2003
Signed:
7/2/2002 $1000 Fine
File #
IN 2109166 SMK
Allegation:
Resp. failed to properly supervise agency employees by allowing a forgery to occur on unsurance policy application documents.
CONTINENTAL CASUALTY COMPANY Naic#
20443
Against:
Insurance Company
Location:
CHICAGO, IL
Action:
Other/Consent
Signed:
7/9/2002 $40000 Fine
File #
IN 2007101 PEG
Allegation:
Resp. failed to maintain control over an advertisement used to solicit unsureds that did not comply with the marketing rates and statutes.
UNITED AMERICAN INSURANCE COMPANY Naic#
92916
Against:
Insurance Company
Location:
MCKINNEY, TX
Action:
Order for Hrg/Statement of Charges
Signed:
7/15/2002
File #
IN 2007505 PEG
Allegation:
Resp. improperly replaced Med.Supplement policies, engaged in misleading marketing and advertising, failed to properly train its agents and failed to comply with several requirements when replacing policies.
JOSEPH CSEDO Lic#
IN007038
Against:
Insurance Agent
Location:
ROSEMOUNT, MN
Action:
Order Amended
Signed:
7/15/2002
File #
IN 2203682 BD
Allegation:
Resp. deposited premium payments from customers and failed to obtain or renew coverage.
UNDERWRITERS AT LLOYDS, LONDON (ELIGIBLE SYNDICATES ONLY) Lic#
00194
Against:
Location:
NEW YORK, NY
Action:
Other/Consent
Signed:
7/16/2002 $2000 Fine
File #
IN 2110818 LJ
Allegation:
Resp. failed to properly investigate and pay an automobile claim wihtin a timely manner.
KRISLYN HOGE Lic#
IN0115537
Against:
Insurance Agent
Location:
INGELSIDE, IL
Action:
Order for Hrg/Statement of Charges
Signed:
7/17/2002
File #
IN 2200216 PEG
Allegation:
Resp. replaced Med Supplement policies in violation of several laws, and failed to train or supervise agents to sell med supplement policies as required by law.
JEREMY FLAHAVEN Lic#
IN0236362
Against:
Insurance Agent
Location:
SAGINAW, MN
Action:
Order for Hrg/Statement of Charges
Signed:
7/17/2002
File #
IN 2200217 PEG
Allegation:
Resp. replaced Med Supplement policies in violation of several laws and failed to properly train or supervise agents to sell med supplement policies as required by law.
CHAD LANGE Lic#
IN0057202
Against:
Insurance Agent
Location:
BEMIDJI, MN
Action:
Order for Hrg/Statement of Charges
Signed:
7/17/2002
File #
IN 2200218 PEG
Allegation:
Resp. replaced Med Supplement policies in violation of several MN Insurance laws.
SECURA INSURANCE, A MUTUAL COMPANY Naic#
22543
Against:
Insurance Company
Location:
APPLETON, WI
Action:
Other/Consent
Signed:
7/17/2002 $2000 Fine
File #
IN 2203523 BD
Allegation:
Resp. unreasonably withheld claim payment without substantial basis.
MICHAEL ARMSTRONG Lic#
IN0064906
Against:
Insurance Agent
Location:
BURNSVILLE, MN
Action:
Other/Consent
Signed:
7/17/2002 $1000 Fine
File #
IN 2205526 BD
Allegation:
Resp. collected $450 financial planning fee and failed to prepare the plan.
HNIA XIONG Lic#
IN1122
Against:
Insurance Agent
Location:
ST PAUL, MN
Action:
Other/Consent
Signed:
7/25/2002 $500 Fine
File #
IN 2007426 LJ
Allegation:
Resp. sold life insurance to individuals which was unsuitable.
JESSICA BEATTY Lic#
IN0226278
Against:
Insurance Agent
Location:
MARION, IA
Action:
Revocation/Hearing
Begin: End:
Indefinite
Signed:
7/25/2002
File #
IN 2110624 SMK
Allegation:
Resp. failed to respond to Dept. correspondences, failed to notify Dept. of criminal action and revocation of license in another State within the time required.
MICHAEL PETERSEN Lic#
IN005666
Against:
Insurance Agent
Location:
CHASKA, MN
Action:
Other/Consent
Signed:
7/30/2002 $5000 Fine
File #
IN 2007426 LJ
Allegation:
Resp. replaced long term insurance policies for customers which were unsuitable.
CARROLL RAMER Lic#
IN7583
Against:
Insurance Agent
Location:
KASSON, MN
Action:
Suspension/Consent
Signed:
7/30/2002 $2000 Fine
File #
IN 2007426 LJ
Allegation:
Resp. sold Minnesota life insurance product to a resident of another state inferring that the policy would cover that resident under the Minnesota Guaranty Association.
RONALD ZILLMER Lic#
IN65824
Against:
Insurance Agent
Location:
FOLEY, MN
Action:
Other/Consent
Signed:
8/1/2002 $2000 Fine
File #
IN 2202206 LJ
Allegation:
Resp. failed to follow insurance company procedures for binding automobile insurance coverage.
WILLIAM FLIKEID Lic#
IN86151
Against:
Insurance Agent
Location:
LAKEVILLE, MN
Action:
Other/Consent
Signed:
8/5/2002 $8000 Fine
File #
IN 2007426 LJ
Allegation:
Resp. sold annuity products to individuals, which were unsuitable.
AUSTIN MUTUAL INSURANCE COMPANY Naic#
13412
Against:
Insurance Company
Location:
MINNEAPOLIS, MN
NORTHERN MUTUAL INSURANCE COMPANY
Naic# 16314
Against:
Insurance Company
Location:
MINNEAPOLIS, MN
Action:
Other/Consent
Signed:
8/5/2002 $10000 Fine
File #
IN 2203189 MBF $2500 Investigator Costs
Allegation:
Resp. failed to comply with the statutory requirements.
MID-CENTURY INSURANCE COMPANY Naic#
21687
Against:
Insurance Company
Location:
LOS ANGELES, CA
Action:
Other/Consent
Signed:
8/5/2002 $2500 Fine
File #
IN 2204134 BD
Allegation:
Resp. inadequate recordkeeping and incorrect billing led to policyholder confusion and cancellation.
CONSECO BANK INC Lic#
UC0342745
Against:
Unlicensed Company
Location:
ST PAUL, MN
GREEN TREE RETAIL SERVICES BANK INC Lic#
UC0342747
Against:
Unlicensed Company
Location:
ST PAUL, MN
Action:
Other/Consent
Signed:
8/8/2002 $250000 Fine
File #
IN 2202104 ESF
Allegation:
Resp. Conseco failed to file insurance forms with Commissioner; enrolled customers in credit insurance without their knowledge or permission.
ABIGAIL SAYRE Lic#
IN0276545
Against:
Insurance Agent
Location:
VIRGINIA, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
8/12/2002
File #
IN 2109687 UMB
Allegation:
Resp. pled guilty to felony charges for several financial transaction credit card fraud, personal check fraud, theft/shoplifting, and driving while intoxicated.
UTICA MUTUAL INSURANCE COMPANY Naic#
25976
Against:
Insurance Company
Location:
UTICA, NY
Action:
Other/Consent
Signed:
8/12/2002 $7500 Fine
File #
IN 2200070 SMK
Allegation:
Resp. failed to respond to Dept. Communications, failed to conduct a reasonable investigation of a claim; failed to affirm or deny coverage of a claim.
TRAVELERS INDEMNITY COMPANY (THE) Naic#
25658
Against:
Insurance Company
Location:
HARTFORD, CT
Action:
Other/Consent
Signed:
8/12/2002 $5000 Fine
File #
IN 2203620 BD
Allegation:
Resp. failed to properly investigate a claim offered improper settlement and failed to comply with time limits.
HARLEYSVILLE INSURANCE COMPANY Naic#
23582
Against:
Insurance Company
Location:
MPLS, MN
Action:
Cease & Desist/Consent
Signed:
8/12/2002 $80000 Fine
File #
IN 2204457 KB
Allegation:
Resp. used an improper authorization form to disclose or collect personal or privileged information and engaged in deceptive or dishonest practices in connection with the insurance business.
RICHARD KING Lic#
IN68146
Against:
Insurance Agent
Location:
COON RAPIDS, MN
Action:
Other/Consent
Signed:
8/13/2002 $750 Fine
File #
IN 2204134 BD
Allegation:
Resp. and Company failed to maintain adequate records, resulting in over billing and improper cancellation.
AAA LIFE INSURANCE COMPANY Naic#
71854
Against:
Insurance Company
Location:
LIVONIA, MI
Action:
Cease & Desist/Consent
Signed:
8/14/2002 $75000 Fine
File #
IN 2202142 BD
Allegation:
Resp. company's direct mail solicitations contained misleading statements and failed to follow statutory requirements regarding certain disclosures.
FRANKLIN HEBERT Lic#
IN004135
Against:
Insurance Agent
Location:
SUPERIOR, WI
Action:
Other/Consent
Signed:
8/26/2002
File #
IN 2206522 KB
Allegation:
Applicant had a previous license revoked; he agreed to the terms of the order to receive this license.
CRAIG BROWN Lic#
IN18094
Against:
Insurance Agent
Location:
NORTH MANKATO, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
9/3/2002
File #
IN 2110676 PEG
Allegation:
Resp. violated terms of the February 25, 1999 Consent Order regarding direct supervision from a supervisory agent for all sales.
LAWRENCE CRONKHITE Lic#
IN10690
Against:
Insurance Agent
Location:
SAVAGE, MN
Action:
Other/Consent
Signed:
9/4/2002 $1000 Fine
File #
IN 2108791 GLP
Allegation:
Resp. placed collision Insurance on clients damaged auto, failed to make a proper inspection; after discovery the steps taken to terminate coverage were improper.
AMERICAN BANKERS LIFE ASSURANCE COMPANY OF FLORIDA Naic#
60275
Against:
Insurance Company
Location:
MIAMI, FL
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA Naic#
10111
Against:
Insurance Company
Location:
MIAMI, FL
Action:
Order Amended
Signed:
9/5/2002
File #
IN 9908353 PDH
Allegation:
Amended SOC from original signed 02/05/02.
ILLINOIS UNION INSURANCE COMPANY Lic#
27960
Against:
Location:
XXX, MN
Action:
Other/Consent
Signed:
9/10/2002 $5000 Fine
File #
IN 2206804 BD
Allegation:
Resp. failed to obtain the necessary licenses prior to conducting business in this state.
AXA NETWORK LLC Lic#
IA0204555
Against:
Insurance Agency
Location:
HARRISBURG, PA
Action:
Other/Consent
Signed:
9/11/2002 $2500 Fine
File #
IN 2205526 BD
Allegation:
Resp. agent changed a fee for a financial plan that was not delivered.
JONATHAN MILLS Lic#
IN84436
Against:
Insurance Agent Location: ROSEMOUNT, MN
Action:
Other/Consent
Signed:
9/13/2002
File #
IN 2101934 LJ
Allegation:
Restricted license due to prior revocation.
AMERICAN FAMILY MUTUAL INSURANCE COMPANY Naic#
19275
Against:
Insurance Company
Location:
MADISON, WI
Action:
Other/Consent
Signed:
9/13/2002 $5000 Fine
File #
IN 9903128 PDH $5000 Investigator Costs
Allegation:
Resp. refused to pay policyholders for the complete tear-off of hail damaged roofing.
CHUBB INDEMNITY INSURANCE COMPANY Naic#
12777
Against:
Insurance Company Location: WARREN, NJ
Action:
Other/Consent
Signed:
9/30/2002 $5000 Fine
File #
IN 2201113 KJH
Allegation:
Resp. knowingly issued a policy upon property in this state for an amount which, together with existing insurance theron, exceeded the fair value of the property.
MINNESOTA INSURANCE COMPANY Naic#
25232
Against:
Insurance Company
Location:
WILMINGTON, DE
Action:
Other/Consent
Signed:
10/9/2002 $90000 Fine
File #
IN 2100612 ESF
Allegation:
Resp. failed to provide sufficient data to support surcharge, obtain signed authorizations to collect credit information, retain underwriting information or applications for three years.
NATIONAL PROGRAM SERV INC Lic#
IA0207583
Against:
Insurance Agency
Location:
CEDAR KNOLLS, NJ
VITO GRUPPUSO Lic#
IN7688
Against:
Insurance Agent
Location:
BASKING RIDGE, NJ
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
10/15/2002
File #
IN 2205262 SMK
Allegation:
Resp.commingling premium trust account funds and using those funds for their own use.
CONTINENTAL INSURANCE COMPANY (THE) Naic#
35289
Against:
Insurance Company
Location:
CHICAGO, IL
Action:
Other/Consent
Signed:
10/21/2002 $1000 Fine
File
# IN 2206821 SMK
Allegation:
Resp. failed to reply to claimant within ten business days of receipt of claimant's communication and failed to complete its investigation and inform the claimant of acceptance or denial of claim within thirty business days.
PATRICK HAUPT Lic#
IN0325601
Against:
Insurance Agent
Location:
EAGAN, MN
Action:
Other/Hearing
Signed:
10/22/2002
File #
IN 2204520 CLN
Allegation:
Denial of Insurance Agent License.
JOHN JIMENEZ Lic#
IN3369
Against:
Insurance Agent
Location:
APPLE VALLEY, MN
Action:
Censure/Consent
Signed:
10/24/2002
File #
IN 2201653 DPK
Allegation:
Resp. used his position as an insurance agent to solicit clients to invest in unregistered and non-exempt securities.
CARLOS RAMIREZ Lic#
IN0258
Against:
Insurance Agent
Location:
MPLS, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
10/28/2002
File
#
IN 2202531 KJH
Allegation:
Allege Resp. bound insurance coverage for clients but failed to remit the applications or premiums to the insurer.
PRUDENTIAL INSURANCE COMPANY OF AMERICA Naic#
68241
Against:
Insurance Company
Location:
NEWARK, NJ
Action:
Other/Consent
Signed:
10/29/2002 $3000 Fine
File #
IN 2203290 JPK
Allegation:
Underwriting file was requested; Respondent stipulated production of the file with a copy of the complaint.
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY Naic#
70815
Against:
Insurance Company
Location:
HARTFORD, CT
Action:
Other/Consent
Signed:
11/1/2002 $1000 Fine
File #
IN 2206919 SMK
Allegation:
Resp. failed to follow policy language by not providing claim appeal determination within time prescribed in the policy.
GLENS FALLS INSURANCE COMPANY (THE) Naic#
34622
Against:
Insurance Company
Location:
CHICAGO, IL
Action:
Other/Consent
Signed:
11/5/2002 $500 Fine
File #
IN 2110820 SMK
Allegation:
Resp. accepted business and paid commissions to unlicensed agents.
PROGRESSIVE NORTHERN INSURANCE COMPANY Naic#
38628
Against:
Insurance Company
Location:
MAYFIELD VILLAGE, OH
Action:
Other/Consent
Signed:
11/5/2002 $1000 Fine
File #
IN 2110820 SMK
Allegation:
Resp. accepted business and paid commissions to unlicensed agents.
TIME INSURANCE COMPANY Lic#
69477
Against:
Location: MILWAUKEE, WI
JOHN ALDEN LIFE INSURANCE COMPANY Lic# 65080
Against:
Location:
MILWAUKEE, WI
Action:
Other/Consent
Signed:
11/5/2002 $25000 Fine
File #
IN 2208918 GAL $50000 Investigator Costs
Allegation:
Resp. failed to submit timely annual rate filings for individual health plans.
EVELYN MUSHITZ Lic#
IN0080395
Against:
Insurance Agent
Location:
ELKO, MN
Action:
Revocation/Consent
Begin: End:
Indefinite
Signed:
11/13/2002
File #
IN 2208970 PJS
Allegation:
Resp. plead guilty in federal court to theft charges.
KURT VONMEYER Lic#
IN99935
Against:
Insurance Agent
Location:
ANDOVER, MN
Action:
Cease & Desist/Consent
Signed:
11/14/2002
File #
IN 2208111 MBF
Allegation:
Resp. charged fees for services without providing the required fee disclosure notice.
ILLINOIS FARMERS INSURANCE COMPANY Naic#
21679
Against:
Insurance Company
Location:
AURORA, IL
Action:
Other/Consent
Signed:
11/19/2002 $2500 Fine
File
#
IN 2208813 BD
Allegation:
Resp. never responded to insured's claim in 18 months and produced no claim file.
HARTFORD UNDERWRITERS INSURANCE COMPANY Naic#
30104
Against:
Insurance Company
Location:
HARTFORD, CT
Action:
Censure/Consent
Signed:
11/20/2002 $1000 Fine
File #
IN 2202131 ESF
Allegation:
Resp.failed to provide a formal claim denial within 60 days to an insured.
HORACE MANN INSURANCE COMPANY Naic#
22578
Against:
Insurance Company
Location:
SPRINGFIELD, IL
Action:
Other/Consent
Signed:
11/20/2002 $10000 Fine
File #
IN 2204141 SMK
Allegation:
Resp. failed to provide requested documents to Dept.; violated various laws relating to automobile claim administration.
METROPOLITAN LIFE INSURANCE COMPANY Naic#
65978
Against:
Insurance Company
Location:
NEW YORK, NY
Action:
Other/Consent
Signed:
11/20/2002
File #
IN 2208327 PDH
Allegation:
Multidate resolution of alleged racially discriminatory practices.
ROLFE ANDERSON Lic#
IN20335
Against:
Insurance Agent
Location:
ELK RIVER, MN
Action:
Other/Consent
Signed:
11/25/2002 $1500 Fine
File #
IN 2203567 PEG
Allegation:
Resp. failed to ensure that his employees complied with MN laws and forged anothers name on applications for insurance coverage.
JOANN SORENSON Lic#
IN46391
Against:
Insurance Agent
Location:
PLYMOUTH, MN
Action:
Other/Consent
Signed:
11/25/2002 $500 Fine
File
#
IN 2203567 PEG
Allegation:
Resp. forged anothers name on insurance applications for insurance coverage.
WORLD INSURANCE COMPANY Naic#
70629
Against:
Insurance Company
Location:
OMAHA, NE
Action:
Other/Consent
Signed:
12/3/2002 $5000 Fine
File #
IN 2201686 UMB
Allegation:
Resp. improperly reducing usual, customary and reasonable claim payment for covered expenses.
INDIANA INSURANCE COMPANY Naic#
22659
Against:
Insurance Company
Location:
INDIANAPOLIS, IN
Action:
Other/Consent
Signed:
12/3/2002 $2500 Fine
File #
IN 2203620 BD
Allegation:
Company failed to accept or deny claim within required time limits.
STATE FARM FIRE AND CASUALTY COMPANY Naic#
25143
Against:
Insurance Company
Location:
BLOOMINGTON, IL
STATE FARM GENERAL INSURANCE COMPANY Naic#
25151
Against:
Insurance Company
Location:
BLOOMINGTON, IL
Action:
Cease & Desist/Consent
Signed:
12/4/2002
File #
IN 2100674 MBF $75000 Investigator Costs
Allegation:
Resp. engaged in rate filing and trade practice violations relsted to its utilities rating program.
STATE FARM FIRE AND CASUALTY COMPANY Naic#
25143
Against:
Insurance Company
Location:
BLOOMINGTON, IL
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY Naic# 25178
Against:
Insurance Company
Location:
BLOOMINGTON, IL
Action:
Other/Consent
Signed:
12/4/2002 $100000 Fine
File #
IN 2105097 KB $100000 Investigator Costs
Allegation:
Resp. engaged in various unfair trade and clain settlement practices in its handling of auto glass claims.
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY Naic#
25178
Against:
Insurance Company
Location:
BLOOMINGTON, IL
STATE FARM FIRE AND CASUALTY COMPANY Naic#
25143
Against:
Insurance Company
Location:
BLOOMINGTON, IL
Action:
Cease & Desist/Consent
Signed:
12/4/2002 $250000 Fine
File #
IN 9908770 MBF $250000 Investigator Costs
Allegation:
Resp. engaged in numberous no-fault claim handling violations.
KRISLYN HOGE Lic#
IN0115537
Against:
Insurance Agent
Location:
INGELSIDE, IL
Action:
Other/Consent
Signed:
12/6/2002 $25000 Fine
File #
IN 2200216 PEG
Allegation:
Resp. violated numerous laws by failing to comply with the requirements in the replacement of medicare supplement policies and failed to properly instruct her agents.
JEREMY FLAHAVEN Lic#
IN0236362
Against:
Insurance Agent
Location:
SAGINAW, MN
Action:
Other/Consent
Signed:
12/6/2002 $25000 Fine
File #
IN 2200217 PEG
Allegation:
Resp. violated numerous laws by failing to comply with the requirements in the replacement of medicare supplement policies and failed to properly instruct his agents.
NEW SOULES INSURANCE AGENCY Lic#
UC0360399
Against:
Unlicensed Company
Location:
CONROE, TX
Action:
Cease & Desist/Consent
Signed:
12/11/2002 $3000 Fine
File #
IN 2106777 MBF
Allegation:
Resp. failed to properly supervise an agent.
PETER HESSLINK Lic#
UP0360397
Against:
Unlicensed Person
Location:
CONROE, TX
Action:
Cease & Desist/Consent
Signed:
12/11/2002 $1250 Fine
File #
IN 2106777 MBF
Allegation:
Resp. has acted as an insurance agent in Minnesota without having obtained a license to do so.
BRADLEY AMUNDSON Lic#
IN849
Against:
Insurance Agent
Location:
MPLS, MN
Action:
Suspension/Consent
Begin:
11/18/2002
End:
11/18/2004
Signed:
12/11/2002
File #
IN 2208598 DPK
Allegation:
Resp. engaged in unlicensed investment advisor activity.
FIDELITY AND GUARANTY LIFE INSURANCE COMPANY Naic#
63274
Against:
Insurance Company
Location:
BALTIMORE, MD
Action:
Other/Consent
Signed:
12/17/2002 $3000 Fine
File #
IN 2109284 UMB
Allegation:
Resp. failed to adequately supervise its agent and maintain responsibility for the agent's oral and written representations; failed to respond in a timely manner.
LYLA LARSON Lic#
IN0133197
Against:
Insurance Agent
Location:
WOODBURY, MN
Action:
Other/Consent
Signed:
12/20/2002 $500 Fine
File #
IN 2204098 BD
Allegation:
Agent failed to secure auto and homeowner coverage as represented.
restitution and $100,000 exam fees and expenses.
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