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Archived Insurance Enforcement Actions 2001


Archive of insurance enforcement actions from 2000-2006.

From: 1/1/2001   To: 12/31/2001   
 
CELTIC LIFE INSURANCE COMPANY  Naic# 80799  
 
Against: Insurance Company  Location: CHICAGO, IL 
Action: Censure/Consent     
Signed: 1/18/2001  $15000 Fine 
File # IN 2005538 PJG  
Allegation:  
Allege Resp. misrepresented pertinent facts or insurance policy provisions relating to coverages at issue, not attempting in good faith to effectuate prompt, fair settlement of claims.  
  
CHARLES JOHNSON  Lic# IN93205  
 
Against: Insurance Agent  Location: BLOOMINGTON, MN 
Action: Suspension/Consent     Begin: 1/26/2001 End: 
Signed: 1/26/2001  
File # IN 2100232 LMD  
Allegation:  
Allege Resp.acted untrustworthy or financially irresponsible by recommending to a client a liquidation of an annuity and invest the proceeds in an unregistered security .  
  
MARY GOFF  Lic# IN0216940  
 
Against: Insurance Agent  Location: TOWSON, MD 
Action: Other/Consent     
Signed: 1/31/2001  $500 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. a supervising agent, failed to ensure employees were properly licensed to act as insurance agents.  
  
SHAREN FAVRE  Lic# IN0021848  
 
Against: Insurance Agent  Location: BALTIMORE, MD 
Action: Other/Consent     
Signed: 1/31/2001  $500 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. while unlicensed, acted as an insurance agent by soliciting and / or procuring applicatins for insurance.  
  
MIMS INTL LTD  Lic# IA0030287  
 
Against: Insurance Agency  Location: TOWSON, MD 
Action: Other/Consent     
Signed: 1/31/2001  $2000 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. allowed unlicensed individials to act as insurance agents and accepted commissions for sales made by unlicensed employees.  
  
RONALD GRUNDYSON  Lic# IN013094  
 
Against: Insurance Agent  Location: BRAHAM, MN 
Action: Suspension/Consent     Begin: 2/19/2001 End: 3/4/2001 
Signed: 2/5/2001  
File # IN 2100063 LJ  
Allegation:  
Allege Resp. failed to remit insurance premiums to the insurer in a timely manner.  
  
AMER COLLECTORS INS INC  Lic# IA194  
 
Against: Insurance Agency  Location: CHERRY HILL, NJ 
Action: Other/Consent     
Signed: 2/6/2001  $12500 Fine 
File # IN 9906820 UMB  
Allegation:  
Allege Resp. accepted insurance business from unlicensed and unappointed insurance agents.  
  
STANTON SAWDEY  Lic# IN010883  
 
Against: Insurance Agent  Location: BURNSVILLE, MN 
Action: Other/Consent     
Signed: 2/8/2001  $5500 Fine 
File # IN 2000526 MBF  
Allegation:  
Allege Resp. engaged in rebating.  
  
CHESTER TURNER  Lic# IN83129  
 
Against: Insurance Agent  Location: ALEXANDRIA, MN 
Action: Revocation/Consent     Begin: 2/8/2001 End: Indefinite 
Signed: 2/8/2001  
File # IN 2004827 LMD  
Allegation:  
Allege Resp failed to respond to the Commissioner within the time specified; also showed himself to be untrustworthy financially irresponsible or otherwise incompetent or unqualified to act as an insurance agent.  
  
AUTOMOTIVE UNDERWRITERS INSURANCE COMPANY, INC., A RISK RETENTION GROUP  Lic# 11033  
 
Against:  Location: HONOLULU, HI 
Action: Other/Consent     
Signed: 2/8/2001  $800 Fine 
File # IN 2006517 MBF  
Allegation:  
Allege Resp. sold and issued vehicle service contracts before the termination of the Commissioner's 60 day review period.  
  
HOMEWARD BOUND SERVICES INC  Lic# UC0264658  
 
Against: Unlicensed Company  Location: DREXEL HILL, PA 
TLC SERVICES INC  Lic# UC0264660  
 
Against: Unlicensed Company  Location: DREXEL HILL, PA 
Action: Cease & Desist/Hearing     
Signed: 2/8/2001  
File # IN 2007531 PEG  
Allegation:  
Allege Resp acted or assumed to act as an insurer and/or insurance agent, by selling insurance, writing policies and collecting premiums without being issued a cetificate of authority and without being licensed.  
  
GEICO INDEMNITY COMPANY  Naic# 22055  
 
Against: Insurance Company  Location: WASHINGTON, DC 
Action: Other/Consent     
Signed: 2/8/2001  $5000 Fine 
File # IN 2007729 LJ  
Allegation:  
Allege Resp. denied an automobile (wage loss benefits) claim without conducting a reasonable investigation.  
  
GOVERNMENT EMPLOYEES INS CO  Naic# 22063  
 
Against: Insurance Company  Location: WASHINGTON, DC 
Action: Other/Consent     
Signed: 2/9/2001  
File # IN 2008921 UMB  $500 Investigator Costs 
Allegation:  
Allege Resp. late notice for actions taken against the Company by other States.  
  
PETER WILCOX  Lic# IN0207335  
 
Against: Insurance Agent  Location: PHOENIX, AZ 
Action: Other/Consent     
Signed: 2/16/2001  $250 Fine 
File # IN 2007962 GLP  
Allegation:  
Allege Resp. application for an insurance agent license that was incomplete, or contained a statement that was false or misleading.  
  
APACOR FINANCIAL INC  Lic# UC0263286  
 
Against: Unlicensed Company  Location: RICHFIELD, MN 
Action: Cease & Desist/Consent     
Signed: 2/16/2001  $5000 Fine 
File # IN 2100349 PJG  
Allegation:  
Allege Resp. transacted insurance business without a certificate of authority, sold involuntary unemployment insurance without having a licensed agent and sold policies without having them approved by the Department.  
  
ARDAN GROUP ( THE )  Lic# UC0263316  
 
Against: Unlicensed Company  Location: WOODBRIDGE, NJ 
Action: Cease & Desist/Consent     
Signed: 2/16/2001  $500 Fine 
File # IN 2100783 PDH  
Allegation:  
Allege Resp. viatical settlements broker, failed to renew for two years and eight months, now applied as viatical settlement provider, approved after penalty fee paid.  
  
DANIEL JAMBOR  Lic# IN0003796  
 
Against: Insurance Agent  Location: ST PAUL, MN 
Action: Order for Hrg/Statement of Charges     
Signed: 2/28/2001  
File # IN 9908058 CLC  
Allegation:  
Allege Resp. allegedly failed to record mortgage documents and issue final title insurance policies in connection with loan closings and acted as an insurance agency without a license.  
  
SECURITY LIFE INSURANCE COMPANY OF AMERICA  Naic# 68721  
 
Against: Insurance Company  Location: MINNETONKA, MN 
Action: Other/Consent     
Signed: 3/12/2001  $1000 Fine 
File # IN 2007507 PEG  
Allegation:  
Allege Resp. failed to make claim payments in a timely manner and improperly denied claims based on no coverage present when such coverage was in force.  
  
BNC NATIONAL BANK MINNESOTA  Lic# UC0273679  
 
Against: Unlicensed Company  Location: MPLS, MN 
Action: Other/Consent     
Signed: 3/12/2001  $49000 Fine 
File # IN 9905226 GAL  
Allegation:  
Allege Resp. submitted letter of credit to Dept, which was not in compliance.  
  
OYSTEIN NILSEN  Lic# IN2559  
 
Against: Insurance Agent  Location: ST LOUIS PARK, MN 
Action: Order for Hrg/Statement of Charges     
Signed: 3/15/2001  
File # IN 2004128 PEG  
Allegation:  
Allege Resp. failed to provide Dept. with updated address and failed to respond to the Departments letter and Order to Produce Documents.  
  
JAMES GANTHER  Lic# IN67296  
 
Against: Insurance Agent  Location: EAU CLAIRE, WI 
Action: Other/Consent     
Signed: 3/15/2001  $250 Fine 
File # IN 2006061 PEG  
Allegation:  
Allege Resp. circulated ad's that failed to identify agent, agency or insurer and failed to clearly state ins. coverage being offered.  
  
GANTHER COMPANY LLC  Lic# UC0261477  
 
Against: Unlicensed Company  Location: EAU CLAIRE, WI 
Action: Cease & Desist/Consent     
Signed: 3/15/2001  $500 Fine 
File # IN 2006061 PEG  
Allegation:  
Allege Resp. engaged in unlicensd activity.  
  
JAMES GANTHER  Lic# IN0070205  
 
Against: Insurance Agent  Location: EAU CLAIRE, WI 
Action: Other/Consent     
Signed: 3/15/2001  $250 Fine 
File # IN 2006061 PEG  
Allegation:  
Allege Resp circulated ad's that failed to identify agent, agency or insurer and failed to clearly state insurance coverage being offered.  
  
MN AUTO ASSIGNED CLAIMS BUREAU  Lic# UC0205849  
 
Against: Unlicensed Company  Location: OSSEO, MN 
Action: Other/Hearing     
Signed: 3/22/2001  
File # IN 9907747 PJG  
Allegation:  
Allege Resp. decision to deny economic loss benefits to petitioner is reversed.  
  
TIME INSURANCE COMPANY  Naic# 69477  
 
Against: Insurance Company  Location: MILWAUKEE, WI 
UNION SECURITY INSURANCE COMPANY  Naic# 70408  
 
Against: Insurance Company  Location: KANSAS CITY, MO 
Action: Other/Consent     
Signed: 3/26/2001  $5000 Fine 
File # IN 2001605 GAW  
Allegation:  
Allege Resp. misrepresented the term of an insurance policy to their customer and the Dept, and Inappropriately denied several health insurance claims.  
  
MN AUTO ASSIGNED CLAIMS BUREAU  Lic# UC0205849  
 
Against: Unlicensed Company  Location: OSSEO, MN 
Action: Other/Hearing     
Signed: 3/26/2001  
File # IN 2003425 PJG  
Allegation:  
Allege Resp. decision to deny economic loss benefits to petitioner is reversed.  
  
FEDERATED MUTUAL INSURANCE COMPANY  Naic# 13935  
 
Against: Insurance Company  Location: OWATONNA, MN 
Action: Other/Consent     
Signed: 3/26/2001  $750 Fine 
File # IN 2006220 SMK  
Allegation:  
Allege Resp. denied health claims base on ambiguous policy language regarding the review of claims for medical necessity  
  
MICHAEL ALDRICH  Lic# IN97811  
 
Against: Insurance Agent  Location: WADENA, MN 
Action: Suspension/Consent     Begin: 3/25/2001 End: 4/8/2001 
Signed: 3/26/2001  
File # IN 2100337 SMK  
Allegation:  
Allege Resp. failed to remit premium funds to an insurer in a timely manner.  
  
WILLIE MCAFEE  Lic# IN0203474  
 
Against: Insurance Agent  Location: ANTELOPE, CA 
Action: Revocation/Consent     Begin: 3/30/2001 End: Indefinite 
Signed: 3/30/2001  
File # IN 2005449 MBF  
Allegation:  
Allege Resp. resident agent license lapsed and respondent filed an application, which contained misleading statements.  
  
LOUIS WENDLING  Lic# IN29514  
 
Against: Insurance Agent  Location: EDEN PRAIRIE, MN 
Action: Censure/Consent     
Signed: 4/3/2001  $2000 Fine 
File # IN 2009182 LJ  
Allegation:  
Allege Resp. sold a Arizona resident a Minnesota annuity policy, misrepresenting where the application was signed and that the policy would be covered by the Minnesota Guaranty Association.  
  
WILLIAM BURKE  Lic# IN0102240  
 
Against: Insurance Agent  Location: HOUSTON, TX 
AON RISK SERV OF TEXAS INC  Lic# IA0017467  
 
Against: Insurance Agency  Location: HOUSTON, TX 
Action: Other/Consent     
Signed: 4/12/2001  
File # IN 2100303 UMB  
Allegation:  
Allege Resp. failure to notify the Dept. of the Administrative Action taken by other state.  
  
OYSTEIN NILSEN  Lic# IN2559  
 
Against: Insurance Agent  Location: ST LOUIS PARK, MN 
Action: Suspension/Consent     Begin: 4/13/2001 End: 
Signed: 4/13/2001  
File # IN 2004128 PEG  
Allegation:  
Allege Resp. failed to respond to the Dept. request for information and failed to provide the Dept. with change of address.  
  
AMERICAN EMPLOYERS GROUP INC  Lic# UC0269939  
 
Against: Unlicensed Company  Location: BURLINGAME, CA 
Action: Cease & Desist/Consent     
Signed: 4/13/2001  
File # IN 2007154 LJ  
Allegation:  
Allege Resp. acted as a managing general agent, in MN for Virginia surety company Inc. without first obtaining a license.  
  
KEVIN CARLSON  Lic# IN5193  
 
Against: Insurance Agent  Location: MINNETONKA, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 4/19/2001  
File # IN 2005865 PEG  
Allegation:  
Allege Resp. failed to honor the term of three promissory notes entered into with a client; failed to respond to the Dept. Order to Produce Documents.  
  
MN COMP HEALTH ASSN  Lic# UC0245043  
 
Against: Unlicensed Company  Location: MPLS, MN 
Action: Other/Hearing     
Signed: 4/19/2001  
File # IN 2101396 GAL  
Allegation:  
Allege Resp. Health Partners appeal of MCHA.  
  
LYNN HANSEN  Lic# IN4744  
 
Against: Insurance Agent  Location: MAPLEWOOD, MN 
Action: Other/Consent     
Signed: 4/25/2001  
File # IN 2006718 MBF  
Allegation:  
Allege Resp. filed an application for an agent license that was incomplete in a material respect.  
  
MICHAEL COOPET  Lic# IN7814  
 
Against: Insurance Agent  Loc at ion: ARDEN HILLS, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 4/25/2001  
File # IN 2008375 LJ  
Allegation:  
Allege Resp. sold an annuity policy to a MN resident without first obtaining an insurance agent license.  
  
ERIC FREDERICKSON  Lic# IN0221  
 
Against: Insurance Agent  Location: BLOOMING PRAIRIE, MN 
Action: Other/Consent     
Signed: 4/25/2001  
File # IN 2009757 PJG  $2000 Investigator Costs 
Allegation:  
Allege Resp. improperly with-held money belonging to policy holder, failed to insure policy was in place.  
  
FARMERS UNION AGCY INC  Lic# IA214  
 
Against: Insurance Agency  Location: ST PAUL, MN 
Action: Other/Consent     
Signed: 4/25/2001  
File # IN 2009757 PJG  $2000 Investigator Costs 
Allegation:  
Allege Resp. failed to issue a workers compensation policy once an application was received.  
  
ST. PAUL GUARDIAN INSURANCE COMPANY  Naic# 24775  
 
Against: Insurance Company  Location: ST PAUL, MN 
Action: Other/Consent     
Signed: 4/25/2001  $3000 Fine 
File # IN 2101084 LJ  
Allegation:  
Allege Resp. failed to pay automobile (PIP) claim within a timely manner.  
  
FIDELITY AND GUARANTY INSURANCE COMPANY  Naic# 35386  
 
Against: Insurance Company  Location: ST PAUL, MN 
ST PAUL MERCURY INSURANCE COMPANY  Naic# 24791  
 
Against: Insurance Company  Location: ST PAUL, MN 
ECONOMY FIRE AND CASUALTY COMPANY  Naic# 38067  
 
Against: Insurance Company  Location: WARWICK, RI 
METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY  Naic# 26298  
 
Against: Insurance Company  Location: WARWICK, RI 
ST. PAUL GUARDIAN INSURANCE COMPANY  Naic# 24775  
 
Against: Insurance Company  Location: ST PAUL, MN 
UNITED STATES FIDELITY & GUAR  Naic# 25887  
 
Against: Insurance Company  Location: ST PAUL, MN 
METROPOLITAN CASUALTY INSURANCE COMPANY  Naic# 40169  
 
Against: Insurance Company  Location: WARWICK, RI 
METROPOLITAN GENERAL INSURANCE COMPANY  Naic# 39950  
 
Against: Insurance Company  Location: WARWICK, RI 
Action: Other/Consent     
Signed: 4/27/2001  
File # IN 9905855 PJG  $10000 Investigator Costs 
Allegation:  
Allege Resp. failed to pay all reasonable costs associated with automoblie glass claims.  
  
GRINNELL MUTUAL REINSURANCE COMPANY  Naic# 14117  
 
Against: Insurance Company  Location: GRINNELL, IA 
Action: Other/Consent     
Signed: 5/1/2001  
File # IN 9906099 CLN  
Allegation:  
Allege Resp. failed to pay all reasonable costs sufficient to pay for the repair or replacement of automobile window glass.  
  
CHAD KARJALA  Lic# IN0221926  
 
Against: Insurance Agent  Location: COHASSET, MN 
Action: Revocation/Hearing     Begin: End: Indefinite 
Signed: 5/2/2001  $4000 Fine 
File # IN 2005181 CLN  
Allegation:  
Allege Resp. failed to disclose a felony conviction on his application for licensure, and failed to respond to the Commissioner.  
  
ROBERT VANZANDT  Lic# IN0176719  
 
Against: Insurance Agent  Location: MINNEAPOLIS, MN 
Action: Revocation/Hearing     Begin: End: Indefinite 
Signed: 5/2/2001  
File # IN 9908612 MSL  
Allegation:  
Resp. improperly withheld premium payments made to him by his customers, failed to respond to the Commissioner.  
  
NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE  Naic# 66974  
 
Against: Insurance Company  Location: CHICAGO, IL 
Action: Other/Consent     
Signed: 5/8/2001  $10000 Fine 
File # IN 2007013 CLN  
Allegation:  
Allege Resp. misrepresented the terms of an annuity contract, and improperly withheld money belongng to an annuitant.  
  
EDMUND MENDEN  Lic# IN50232  
 
Against: Insurance Agent  Location: SHAKOPEE, MN 
Action: Suspension/Consent     Begin: 5/8/2001 End: 5/8/2002 
Signed: 5/8/2001  
File # IN 2009516 SGC  
Allegation:  
Allege Resp. sale of unregistered securities to Minnesota residents away from supervising broker/dealer without disclosure of material facts.  
  
GREG BERG  Lic# IN0021  
 
Against: Insurance Agent  Location: MINNEAPOLIS, MN 
INTL HOLDING INC  Lic# UC0121892  
 
Against: Unlicensed Company  Location: ST LOUIS PARK, MN 
Action: Order for Hrg/Statement of Charges     
Signed: 5/10/2001  
File # IN 2005412 SGC  
Allegation:  
Allege Resp. continued to effect transactions in unregisterd securities after the 11/19/1999 C&D by establishing self - directed IRA accounts for insurance customers in International Holding.  
  
KENNETH KESSLER  Lic# IN0362  
 
Against: Insurance Agent  Location: CALABASAS, CA 
Action: Other/Consent     
Signed: 5/10/2001  
File # IN 2008701 UMB  
Allegation:  
Allege Resp. failed to notify the Dept. of Commerce the actions taken by other state.  
  
HARTFORD UNDERWRITERS INSURANCE COMPANY  Naic# 30104  
 
Against: Insurance Company  Location: HARTFORD, CT 
Action: Other/Consent     
Signed: 5/14/2001  $2000 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. has paid commissions to a person and corporation acting as an insurance agent without a license therefor.  
  
HARTFORD CASUALTY INSURANCE COMPANY  Naic# 29424  
 
Against: Insurance Company  Location: HARTFORD, CT 
Action: Other/Consent     
Signed: 5/14/2001  $2000 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. has paid commissions to a person and corporation acting as an insurance agent without a license therefor.  
  
HARTFORD FIRE INSURANCE COMPANY  Naic# 19682  
 
Against: Insurance Company  Location: HARTFORD, CT 
Action: Other/Consent     
Signed: 5/14/2001  $2000 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. has paid commissions to a person and corporation acting as an insurance agent without a license therefor.  
  
TWIN CITY FIRE INSURANCE COMPANY  Naic# 29459  
 
Against: Insurance Company  Location: HARTFORD, CT 
Action: Other/Consent     
Signed: 5/14/2001  $2000 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. has paid commissions to a person and corporation acting as an insurance agent without a license therefor.  
  
EMPLOYERS REINSURANCE CORP  Naic# 39845  
 
Against: Insurance Company  Location: OVERLAND PARK, KS 
Action: Other/Consent     
Signed: 5/21/2001  $2000 Fine 
File # IN 9908956 MBF  
Allegation:  
Allege Resp. has paid commissions to a person and corporation acting as an insurance agent without a license therefor.  
  
ECON O CHECK CORP  Lic# IA394  
 
Against: Insurance Agency  Location: STOCKBRIDGE, GA 
Action: Cease & Desist/Consent     
Signed: 5/30/2001  $15000 Fine 
File # IN 2103558 UMB  
Allegation:  
Allege Resp. marketing activities with no appointment from ABIC.  
  
DANIEL JAMBOR  Lic# IN0003796  
 
Against: Insurance Agent  Location: ST PAUL, MN 
INTEGRITY ABSTRACT & TITLE INC  Lic# UC0279866  
 
Against: Unlicensed Company  Location: ST PAUL, MN 
Action: Revocation/Consent  Begin:    End: Indefinite 
Signed: 6/7/2001  
File # IN 9908058 CLC  
Allegation:  
Allege Resp. failed to record mortgage documents and failed to issue title insurance policies in connection with residential real estate closings.  
  
RODNEY LYLE  Lic# IN0066307  
 
Against: Insurance Agent  Location: MPLS, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 6/11/2001  
File # IN 2008936 PEG  
Allegation:  
Allege Resp. failed to remit insured's cash premium payment to insurer and converted money to own use; failed to respond to Dept's request for information.  
  
FEDERATED MUTUAL INSURANCE COMPANY  Naic# 13935  
 
Against: Insurance Company  Location: OWATONNA, MN 
Action: Other/Consent     
Signed: 6/11/2001  $3000 Fine 
File # IN 2103126 PEG  
Allegation:  
Allege Resp. failed to notify persons covered under group health insurance plan of cancellation within at least thirty days prior to effective date.  
  
MARY SMITH  Lic# IN7232  
 
Against: Insurance Agent  Loca tion: HOYT LAKES, MN 
Action: Suspension/Consent     Begin: 6/16/2001 End: 7/15/2001 
Signed: 6/12/2001  
File # IN 2005777 LJ  
Allegation:  
Allege Resp. sold an annuity policy to an individual that was not suitable.  
  
SCOTT TURNER  Lic# IN1984  
 
Against: Insurance Agent  Location: DULUTH, MN 
Action: Suspension/Consent     Begin: 6/16/2001 End: 7/15/2001 
Signed: 6/12/2001  
File # IN 2005777 LJ  
Allegation:  
Allege Resp. sold an annutiy policy to an individual that was not suitable.  
  
CHRISTIAN BROTHERHOOD NEWSLETTER  Lic# UC0282395  
 
Against: Unlicensed Company  Location: BARBERTON, OH 
Action: Cease & Desist/Hearing     
Signed: 6/13/2001  
File # IN 2008487 SMK  
Allegation:  
Allege Resp. acting as insurer without a license, selling health insurance.  
  
TIG PREMIER INSURANCE COMPANY  Naic# 25518  
 
Against: Insurance Company  Location: IRVING, TX 
Action: Other/Consent     
Signed: 6/13/2001  $3000 Fine 
File # IN 2102127 LJ  
Allegation:  
Allege Resp. failed to issue payment of the amount finally agrees upon in settlement within a timely manner.  
  
ILLINOIS FARMERS INSURANCE COMPANY  Naic# 21679  
 
Against: Insurance Company  Location: AURORA, IL 
Action: Order for Hrg/Statement of Charges     
Signed: 6/25/2001  
File # IN 9904671 LJ  
Allegation:  
Allege Resp. failure to investigate claim, demanding unnecessary information, failure to identify glass vendor when responding the calls to insurer.  
  
ELAINE MAHAFFEY  Lic# IN8644  
 
Against: Insurance Agent  Location: MASON CITY, IA 
Action: Suspension/Consent     Begin: 6/15/2001 End: 6/15/2002 
Signed: 7/2/2001  
File # IN 2003114 PEG  
Allegation:  
Allege Resp. engaged in incompetent, untrustworthy, and dishonest or deceptive practices, failed to notify Dept. of address change; and failed to respond to Dept's request within requested time frame.  
  
KELCO, INC.  Lic# VI0274943  
 
Against: Viatical Settlement  Location: LEXINGTON, KY 
KELCO, INC.  Lic# VI0274948  
 
Against: Viatical Settlement  Location: LEXINGTON, KY 
Action: Other/Hearing     
Signed: 7/3/2001  
Fil e # IN 2003668 PDH  
Allegation:  
Allege Resp. hearing for revocation of license due to pattern of unreasonable payments incompetency and untrustworthiness by use of unlicensed broker and for warehousing and viaticating a fraudulently obtained life insurance policy.  
  
MICHAEL AWES  Lic# IN46046  
 
Against: Insurance Agent  Location: SUN CITY, AZ 
Action: Revocation/Consent     Beg in: End: Indefinite 
Signed: 7/11/2001  
File # IN 2104033 LMD  
Allegation:  
Allege Resp. engaged in acts or practices demonstrating he was untrustworthy, finanically irresponsible or otherwise incompetent to act as an insurance agent.  
  
TRAVELERS INDEMNITY COMPANY OF AMERICA (THE)  Naic# 25666  
 
Against: Insurance Company  Location: HARTFORD, CT 
Action : Other/Consent     
Signed: 7/17/2001  
File # IN 2102497 SMK  
Allegation:  
Allege Resp. released personal information of an insured to a third party.  
  
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY  Naic# 25178  
 
Against: Insurance Company  Location: BLOOMINGTON, IL 
STATE FARM FIRE AND CASUALTY COMPANY  Naic# 25143  
 
Against: Insurance Company  Location: BLOOMINGTON, IL 
Action: Other     
Signed: 7/19/2001  
File # IN 2105785 CLN  
Allegation:  
Allege Resps. have failed to pay insured's chosen vendor for the repair or replacement of damaged window glass.  
  
JONATHAN EARLEY  Lic# IN3979  
 
Against: Insurance Agent  Location: BROOKLYN PARK, MN 
Action: Order for Hrg/Statement of Charges     
Signed: 7/20/2001  
File # IN 2102084 CLN  
Allegation:  
Allege Resp. engaged in fraudelent practices, and failed to appear as ordered.  
  
CONTINENTAL GENERAL INSURANCE COMPANY  Naic# 71404  
 
Against: Insurance Company  Location: MISSION, KS 
Action: Other/Consent     
Signed: 7/24/2001  $1000 Fine 
File # IN 2103740 SMK  
Allegation:  
Allege Resp. failed to provide notice of adverse underwriting decision.  
  
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.  Naic# 19445  
 
Against: Insurance Company  Location: NEW YORK, NY 
Action: Cease & Desist/Consent     
Signed: 7/31/2001  $7500 Fine 
File # IN 2101964 SMK  
Allegation:  
Allege Resp. sold, issued and administered veterinary insurance in MN without the proper licensure and without submitting the policy forms to the Dept. for approval.  
  
THOMAS DURDALL  Lic# IN32174  
 
Against: Insurance Agent  Location: ROSEVILLE, MN 
Action: Other/Consent     
Signed: 7/31/2001  $300 Fine 
File # IN 2102400 BD  
Allegation:  $122 Other 
Allege Resp. misplaced policyholder file and premium, which resulted in no coverage for 8 months and when coverage was obtained, it was with a different insurer at a higher amount.  
  
CONNECTICUT GENERAL LIFE INSURANCE COMPANY  Naic# 62308  
 
Against: Insurance Company  Location: PHILADELPHIA, PA 
Action: Other/Consent     
Signed: 8/1/2001  $3000 Fine 
File # IN 2101353 SMK  
Allegation:  
Allege Resp. failed to accept or deny claim a within 30 business days and failed to implement reasonable standards for the prompt investigation of the claim.  
  
GULF INSURANCE COMPANY  Naic# 22217  
 
Against: Insurance Company  Location: NEW YORK, NY 
Action: Cease & Desist/Consent     
Signed: 8/9/2001  $2500 Fine 
File # IN 2105369 BD  
Allegation:  
Allege Resp. sold wedding cancellation policies prior to State approval, then continued to sell them despite assurances to the contrary.  
  
AMERICAN BANKERS LIFE ASSURANCE COMPANY OF FLORIDA  Naic# 60275  
 
Against: Insurance Company  Location: MIAMI, FL 
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA  Naic# 10111  
 
Against: Insurance Company  Location: MIAMI, FL 
Action: Order for Hrg/Statement of Charges     
Signed: 8/13/2001  
File # IN 9908353 PDH  
Allegation:  
Allege Resp. rates approval withdrawn as rates were excessive.  
  
MEDICA INSURANCE COMPANY  Naic# 12459  
 
Against: Insurance Company  Location: MINNEAPOLIS, MN 
Action: Cease & Desist/Consent     
Signed: 8/28/2001  
File # IN 2105056 MBF  
Allegation:  
Resp. used rates before the expiration of 60 days and before the Commissioner's approval.  
  
ILLINOIS FARMERS INSURANCE COMPANY  Naic# 21679  
 
Against: Insurance Company  Location: AURORA, IL 
Action: Censure/Consent     
Signed: 8/31/2001  $1500 Fine 
File # IN 2105015 BD  
Allegation:  
Allege Resp. after questions regarding a cancellation arose, Farmers stated it would reinstate an auto policy, the refused to do so; despite repeated requests for documents Farmers ignored the Department.  
  
ROBERTSON TAYLOR NO AMER INC  Naic# 20240599  
 
Against: Insurance Company  Location: NEW YORK, NY 
Action: Other/Consent     
Signed: 8/31/2001  $1500 Fine 
File # IN 2105369 BD  
Allegation:  
Allege Resp. agency sold policies prior to filing or approval and continued to do so after insurer stated sales had ceased.  
  
KENNETH KERKAERT  Lic# NO0226377  
 
Against: Notary  Location: READING, MN 
KENNETH KERKAERT  Lic# IN0231064  
 
Against: Insurance Agent  Location: READING, MN 
Action: Revocation/Consent  Begin:    End: Indefinite 
Signed: 9/4/2001  
File # IN 2104200 CLN  
Allegation:  
Allege Resp. improperly witheld, and converted monies to his own use.  
  
KELVIN KAEMINGK  Lic# IN0153924  
 
Against: Insurance Agent  Location: EAGAN, MN 
Action: Other/Consent     
Signed: 9/4/2001  
File # IN 2105765 KB  
Allegation:  
Allege Resp. convicted of a crime in 2001 for conduct that occurred in 1993, if he complies within the terms of his parole and sentencing agreement, no further action will be taken by the Department.  
  
EUGENE EVASKU  Lic# IN8540  
 
Against: Insurance Agent  Location: WORTHINGTON, MN 
Action: Suspension/Consent     Begin: 9/10/2001 End: 9/23/2001 
Signed: 9/5/2001  
File # IN 2103895 LJ  
Allegation:  
Allege Resp. sold a long-term policy to an individual without first reviewing the suitability of the sale.  
  
ALLSTATE INDEMNITY COMPANY  Naic# 19240  
 
Against: Insurance Company  Location: NORTHBROOK, IL 
Action: Other/Consent     
Signed: 9/11/2001  $500 Fine 
File # IN 2100486 LJ  $1500 Investigator Costs 
Allegation:  
Allege Resp. failed to respond to the Department request within a timely manner.  
  
ROBIN CHIODO  Lic# IN5368  
 
Against: Insurance Agent  Location: COTTAGE GROVE, MN 
Action: Other/Consent     
Signed: 9/11/2001  $100 Fine 
File # IN 2101505 PEG  
Allegation:  
Allege Resp. obtained and released personal information on client or former client without clients permission.  
  
THOMAS DUFFY  Lic# IN0164896  
 
Against: Insurance Agent  Location: FARMINGTON, MN 
Action: Revocation/Consent     Begin: End: Indefinite 
Signed: 9/11/2001  
File # IN 2103401 PEG  
Allegation:  
Allege Resp. converted insured's premeium to his own personal use.  
  
AMERICAN BANKERS LIFE ASSURANCE COMPANY OF FLORIDA  Naic# 60275  
 
Against: Insurance Company  Location: MIAMI, FL 
Action: Other/Consent     
Signed: 9/11/2001  $2000 Fine 
File # IN 2104047 KB  
Allegation:  
Allege Resp. denied coverage due to the misrepresentation of pertinent policy provisions.  
  
BCBSM INC  Naic# 55026  
 
Against: Insurance Company  Location: ST PAUL, MN 
Action: Other/Consent     
Signed: 9/18/2001  $20000 Fine 
File # IN 2009860 SMK  
Allegation:  
Allege Resp. reduced benefits of guaranteed renewable medicare supplement policies without first obtaining signed acceptance of insureds.  
  
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY  Naic# 25178  
 
Against: Insurance Company  Location: BLOOMINGTON, IL 
STATE FARM FIRE AND CASUALTY COMPANY  Naic# 25143  
 
Against: Insurance Company  Location: BLOOMINGTON, IL 
Action: Other/Consent     
Signed: 9/18/2001  $75000 Fine 
File # IN 2105785 CLN  
Allegation:  
Allege Resp. failed to provide payment to their insureds chosen automobile glass vendors.  
  
GEICO CASUALTY COMPANY  Naic# 41491  
 
Against: Insurance Company  Location: WASHINGTON, DC 
GEICO GENERAL INSURANCE COMPANY  Naic# 35882  
 
Against: Insurance Company  Location: WASHINGTON, DC 
GEICO INDEMNITY COMPANY  Naic# 22055  
 
Against: Insurance Company  Location: WASHINGTON, DC 
GOVERNMENT EMPLOYEES INS CO  Naic# 22063  
 
Against: Insurance Company  Location: WASHINGTON, DC 
Action: Other/Consent     
Signed: 9/24/2001  
File # IN 9906784 MBF  $6000 Investigator Costs 
Allegation:  
Allege Resp. failed to provide a reasonable explanation for the partial denial of automobile glass claims.  
  
KRISTI BODUNOV  Lic# IN0285256  
 
Against: Insurance Agent  Location: STANCHFIELD, MN 
Action: Other/Consent     
Signed: 9/27/2001  $250 Fine 
File # IN 2107082 KB  
Allegation:  
Allege Resp. failed to appear as ordered.  
  
MARK NOSAN  Lic# IN5708  
 
Against: Insurance Agent  Location: WOODBURY, MN 
Action: Suspension/Consent     Begin: 9/28/2001 End: 9/28/2002 
Signed: 9/28/2001  
File # IN 2007677 LMD  
Allegation:  
Allege Resp. engaged in unlicensed broker-dealer activity and by omitting material facts in the offer or sale of securities, has shown him self to be untrustworthy.  
  
BOSTON OLD COLONY INSURANCE COMPANY  Naic# 20761  
 
Against: Insurance Company  Location: CHICAGO, IL 
CONTINENTAL INSURANCE COMPANY (THE)  Naic# 35289  
 
Against: Insurance Company  Location: CHICAGO, IL 
FIDELITY AND CASUALTY COMPANY OF NEW YORK (THE)  Naic# 35270  
 
Against: Insurance Company  Location: CHICAGO, IL 
Action: Other/Consent     
Signed: 10/2/2001  
File # IN 2000947 PEG  $2000 Investigator Costs 
Allegation:  
Allege Resp. failed to pay all reasonable costs associated with automoblie glass claims.  
  
LYNN TAIT  Lic# IN0143921  
 
Against : Insurance Agent  Location: ALEXANDRIA, MN 
Action: Revocation/Consent     Begin: 10/15/2001 End: Indefinite 
Signed: 10/15/2001  
File # IN 2107284 SGC  
Allegation:  
Resp. barred from exchange membership by New York Stock Exchange and employment by member organization action based on allegation of misappropriation custome funds.  
  
ROBERT COPELAND  Lic# IN035  
 
Against: Insurance Agent  Locat ion: EDEN PRAIRIE, MN 
Action: Suspension/Consent     Begin: 10/1/2001 End: 9/30/2003 
Signed: 10/16/2001  
File # IN 9903156 GAW  
Allegation:  
Resp. offered for sale unregistered securities, forged documents, and demonstrated financial irresponsibility.  
  
CHRISTIAN BROTHERHOOD NEWSLETTER  Lic# UC0282395  
 
Against: Unlicensed Company  Location: BARBERTON, OH 
Action: Other/Hearing     
Signed: 10/18/2001  
File # IN 2008487 SMK  
Allegation:  
Resp Notice of and Order for Hearing, Notice of Prehearing Conference and Statement of Charge resulting from 06/13/2001 C&D Order.  
  
INVESTMENT SVCS GROUP INC  Lic# IA0233415 
d/b/a IC OF MN 
Against: Insurance Agency  Location: NACOGDOCHES, TX 
JOE VANBREEMEN  Lic# IN0012663  
 
Against: Insurance Agent  Location: NACOGDOCHES, TX 
VANBREEMEN INS AGCY INC  Lic# IA0116584  
 
Against: Insurance Agency  Location: NACOGDOCHES, TX 
Action: Order for Hrg/Statement of Charges     
Signed: 10/19/2001  
File # IN 2008213 SMK  
Allegation:  
Resp. failed to respond to Dept. orders, converted premium funds to own use.  
  
METROPOLITAN LIFE INSURANCE COMPANY  Naic# 65978  
 
Against: Insurance Company  Location: NEW YORK, NY 
Action: Other/Consent     
Signed: 10/22/2001  $750 Fine 
File # IN 2105068 BD  
Allegation:  
Resp on two occasions failed to timely respond to the Dept. request.  
  
TIMOTHY HOLLEY  Lic# IN0250098  
 
Against: Insurance Agent  Location: ROCKFORD, IL 
Action: Other/Consent     
Signed: 11/1/2001  $100 Fine 
File # IN 2106993 SMK  
Allegation:  
Resp. failed to notify the Dept. of a change to the information contained on his application within the time required and engaged in a dishonest act.  
  
JEFFREY RODD  Lic# IN7767  
 
Against: Insurance Agent  Location: REDWOOD FALLS, MN 
Action: Censure/Consent     
Signed: 11/2/2001  
File # IN 2103926 SGC  
Allegation:  
Resp. censured on insurance licensee for unlicensed sale of unregistered securities (telephone purchase and service contracts).  
  
AUTO-OWNERS INSURANCE COMPANY  Naic# 18988  
 
Ag ainst: Insurance Company  Location: LANSING, MI 
Action: Cease & Desist/Consent     
Signed: 11/2/2001  $500 Fine 
File # IN 2106156 MBF  
Allegation:  
Resp. denied a no-fault claim without having made a reasonabel investigation of the claim.  
  
GORDON GULLY  Lic# IN0299  
 
Ag ainst: Insurance Agent  Locati on: PAYNESVILLE, MN 
Action: Censure/Consent     
Signed: 11/6/2001  
File # IN 2106448 SGC  
Allegation:  
Resp. made unlicensed sales of unregistered securities and is subject to discipline as an insurance agent.  
  
CIRCUIT CITY STORES INC  Lic# IA0012874  
 
Against: Insurance Agency  Location: RICHMOND, VA 
FIRST NORTH AMERICAN NATIONAL BANK  Lic# UC0304495  
 
Against: Unlicensed Company  Location: RICHMOND, VA 
Action: Cease & Desist/Consent     
Signed: 11/15/2001  $335000 Fine 
File # IN 2105564 JRJ  
Allegation:  
Resp obtaining signatures by false pretenses, use of unapproved forms; unlicensed agents.  
  
ZALES CORPORATION  Lic# UC0304494  
 
Against: Unlicensed Company  Location: IRVING, TX 
Action: Order for Hrg/Statement of Charges     
Signed: 11/15/2001  
File # IN 2105797 JRJ  
Allegation:  
Resp. misrepresentation, deceptive practice, use of unapproved forms unlicensed agents; unathorized claim handling.  
  
THOMAS PETERSON  Lic# IN35959  
 
Against: Insurance Agent  Location: OUTING, MN 
Action: Revocation/Hearing     Begin: End: Indefinite 
Signed: 11/16/2001  $20000 Fine 
File # IN 2002983 SMK  
Allegation:  
Resp. withheld, misappropriated and converted premium funds to his own use; failed to respond to Dept. failed to remit premiums to insurers. Final on 12-16-2001 ( 30 days after signing)  
  
ALLSTATE INSURANCE COMPANY  Naic# 19232  
 
Against: Insurance Company  Location: NORTHBROOK, IL 
Action: Other/Consent     
Signed: 11/19/2001  $5000 Fine 
File # IN 2000086 CLN  $5000 Investigator Costs 
Allegation:  
Resp. failed to pay all resonable costs associated with automobile glass claims.  
  
LONG TERM CARE INS AGCY LTD  Lic# IA0219054  
 
Against: Insurance Agency  Location: ROCHESTER, MN 
Action: Cease & Desist/Consent     
Signed: 11/19/2001  $10000 Fine 
File # IN 2103373 KJH  
Allegation:  
Resp. misrepresented the identity of the sender of invitations to long term care informational seminars.  
  
HARTFORD ACCIDENT AND INDEMNITY COMPANY  Naic# 22357  
 
Against: Insurance Company  Location: HARTFORD, CT 
Action: Cease & Desist/Consent     
Signed: 11/19/2001  $6000 Fine 
Fil e # IN 2103784 MBF  
Allegation:  
Resp. failed to provide documents and other information requested by our Dept.  
  
COST CARE, INC.  Lic# UR0301068 
d/b/a UNICARE/COST CARE 
Against: Utilization Review Org.  Location: POMONA, CA 
Action: Other/Consent     
Signed: 11/19/2001  $1500 Fine 
File # IN 2108162 PDH  
Allegation:  
Resp. failed to renew license which expired 1/1/1997 and continued to do business after expiration.  
  
DANIEL SIMON  Lic# IN82612  
 
Against: Insurance Agent  Location: MPLS, MN 
Action: Suspension/Consent     Begin: 11/12/2001 End: 11/25/2001 
Signed: 11/20/2001  
File # IN 2104934 LJ  
Allegation:  
Resp. sold a life insurance policy to an individual that was unsuitable.  
  
RANDALL QUIRING  Lic# IN0193710  
 
Against: Insurance Agent  Location: FAIRMONT, MN 
Action: Other/Consent     
Signed: 11/20/2001  $1000 Fine 
File # IN 2107991 SMK  
Allegation:  
Resp. refused to report an automobile liability claim to an insurer.  
  
MINNESOTA INSURANCE COMPANY  Naic# 25232  
 
Against : Insurance Company  Location: WILMINGTON, DE 
Action: Cease & Desist/Consent     
Signed: 11/30/2001  $5000 Fine 
File # IN 2103628 KB  
Allegation:  
Resp. failed to provide the required surcharge disclosure form to the applicant prior to accepting the initial premium payment.  
  
FRANK FUNARO  Lic# IN02756  
 
Against: Insurance Agent  Location: MANKATO, MN 
Action: Censure/Consent     
Signed: 11/30/2001  
File # IN 2108614 SGC  
Allegation:  
Resp. sold unregistered securities (telephone contract investments) to MN residents in 1999 and 2000 without securities licensure.  
  
GENWORTH LIFE INSURANCE COMPANY  Naic# 70025  
 
Against: Insurance Company  Location: RICHMOND, VA 
Action: Other/Consent     
Signed: 12/5/2001  $2000 Fine 
File # IN 2105464 SMK  
Allegation:  
Resp. failed to provide proper notice of an adverse underwriting decision.  
  
LAWRENCE MARBLE  Lic# IN99102  
 
Against: Insurance Agent  Location: RICHFIELD, MN 
Action: Other/Consent     
Signed: 12/5/2001  $1000 Fine 
File # IN 2107630 MBF  
Allegation:  
Resp. has failed to effectuate the prompt, fair, and equitable settlement of a claim in which liabilty has become reasonably clear.  
  
GRINNELL MUTUAL REINSURANCE COMPANY  Naic# 14117  
 
Against: Insurance Company  Location: GRINNELL, IA 
Action: Other/Consent     
Signed: 12/11/2001  $1000 Fine 
File # IN 2107746 BD  
Allegation:  
Resp. insurer increased rates in violation of statute and refused to correct after initial Dept. request.  
  
JEFFREY BUCK  Lic# IN8656  
 
Against: Insurance Agent  Location: APPLE VALLEY, MN 
Action: Suspension/Consent     Begin: 12/12/2001 End: 
Signed: 12/12/2001  
File # IN 2109673 SGC  
Allegation:  
Resp. affiliated with NASD broker prior to payment of NASDR fine variable annuity designation is suspended pending payment.  
  
TERRY COLVIN  Lic# IN30070  
 
Against: Insurance Agent  Location: CRYSTAL, MN 
Action: Summary Suspension, Notice of     
Signed: 12/20/2001  
File
# IN 2101835 SMK  
Allegation:  
Resp. forged a document converted funds to own use, failed to maintain records, bribed a Dept. witness; failed to remit premium payments, allowed unlicensed person to act as an agent.  
  
MEDICO LIFE INSURANCE COMPANY  Naic# 71471  
 
Against: Insurance Company  Location: OMAHA, NE 
Action: Censure/Consent     
Signed: 12/31/2001  
File # IN 9806485 SMK  
Allegation:  
Resp. marketed a life insurance product as an exempt asset for consideration of medical assistance without providing notice of the requirements to be met for the product to be considered an exempt asset.