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Missing Money

Missing Money

We may have something that belongs to you.

People lose track of their money or financial property because of a change of address, death, or just plain forgetfulness. As part of our mission to protect consumers, Commerce is committed to reuniting Minnesotans with money that has gone missing.

Each year, Commerce receives millions of dollars in unclaimed property from businesses and organizations that have lost contact with the owners. Our Department is responsible for safeguarding the funds or property until claimed by the rightful owners or heirs.

What is Unclaimed Property?

Property is considered unclaimed if it is being held by a business or organization that has not had contact with the owner for a number of years. Common types of unclaimed property can include:

  • Dormant bank accounts
  • Un-cashed checks
  • Unclaimed wages
  • Safe deposit box 
  • Insurance claim payments or benefits
  • Stocks or bonds

By law, banks, insurance companies, or other businesses must attempt to contact the owner of property when it appears to be abandoned. If the owner doesn't respond, the property is considered abandoned. Businesses and organizations are required by law to review their records for unclaimed property and report the property to the Department.

Commerce is responsible for safeguarding these funds while continuously attempting to find the owners of the unclaimed property until claimed by the rightful owners or heirs. 

Claim Your Property

When using Missing Money to claim property, one of the following options may appear to initiate the claim:

  • User Print:  This option allows you to print the claim form.
  • Print & Mail:  This option allows the Unclaimed Property Program to print the claim form and mail it to the address you provide.

You can also use a start the claims process by completing and submitting a claim form (.pdf). For timely processing, please review the claim form and required documentation (.pdf) to ensure that you are providing all of the necessary information for payment processing. 

Photocopied and faxed claim forms are not accepted and all claims forms must completed in full with notarized signatures.

If the required documentation is not included with the claim form, the Unclaimed Property program will send a letter requesting missing documentation, which will result in a longer processing time.

To ensure timely processing, make sure that the claim forms are completed in full, notarized, have all original signatures, and are accompanied with all of the required documents. Faxed or photocopied claims form are not accepted, please be sure to mail the original completed claims tothe address provided on the form.

If you do not hear from us after 90 days, please feel free to call us at 651-539-1545.

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