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Public Adjusters - What You Need to Know


The Minnesota Department of Commerce licenses public insurance adjusters who, for a fee offer their services to insureds who may be entitled to benefits under an insurance policy.

Public adjusters normally assist you in documenting losses and represent the insured in negotiations with the insurance company adjuster. Their fees are typically a percentage of the final insurance settlement. Although public adjusters may be able to provide valuable services, you are not required to hire one in order to obtain policy benefits.

Before you hire a public adjuster...